资深软件工程师，后端（身份决策）
Staff Software Engineer, Backend (Identity Decisioning)
在Affirm，我们为那些重要的时刻而存在——为人们提供一种清晰、可预测的分期付款方式，没有隐藏费用、没有意外，也不会在最重要的事情上做出妥协。
Affirm的Identity团队对客户结账体验至关重要。当客户选择Affirm时，第一步就是身份验证，而我们做出正确决策的能力直接影响转化率、收入、欺诈风险和合规性。我们的团队负责北美以外所有市场的Identity，是Affirm国际扩张中的关键角色。我们负责KYC、用户生命周期管理和多个监管环境下的身份决策。这项工作关乎如何让Affirm的核心Identity平台适应新的市场动态、客户需求和合规要求。
你将负责什么
- 你将负责制定团队一年时间范围内的技术战略，并帮助团队将其与影响业务的关键项目联系起来。
- 你将通过与产品管理、设计和分析团队协作，在产品开发周期中跨团队合作，确保技术可持续性，充分理解和管理风险与权衡。
- 你将通过定义和倡导技术解决方案和运营流程，成为团队的倍增器。
- 你将通过确保具备适当的监控、故障排查轮班、操作手册、政策、测试和警报来保障团队的运营和可用性，以支持“保持系统运行”和值班工作。
- 你将通过设定代码审查和设计标准来培养团队的质量和责任感，并通过写作和技术演讲在团队之外倡导这些标准。
- 你将通过提供反馈和指导来帮助团队成员成长，并以身作则进行领导。
我们寻找的人选
- 你有8年以上使用Python或Kotlin等语言设计、开发和发布大规模后端系统的经验。
- 你有使用AWS、MySQL、Spark和Kubernetes等技术构建高可用分布式系统的丰富经验。
- 你有通过定义技术执行计划来交付主要功能、系统组件或淘汰现有功能的经验。你编写的代码质量高，易于理解且便于使用。
查看英文原文
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
Affirm’s Identity team is mission-critical to the customer checkout experience. When a customer chooses Affirm, one of the first steps is an identity check, and our ability to make the right decision directly impacts conversion, revenue, fraud exposure, and regulatory compliance. Our team owns Identity for all markets outside North America, playing a key role in Affirm’s international expansion. We are responsible for KYC, user lifecycle management, and identity decisioning across multiple regulatory environments. This work is about shaping how Affirm adapts its core Identity platform to new market dynamics, customer expectations, and compliance requirements.
What you'll do
- You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
- You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
- You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
- You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts.
- You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
- You will help develop talent on your team by providing feedback and guidance, and leading by example.
What we look for
- You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
- You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
- You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
- Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
Base Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA Pacific base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000
USA Sapphire base pay range (all other U.S. states): $204,00 - $264,000
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
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