初级成交专员 - 按揭部门
Junior Closer - Mortgage Department
其他未标注地域
公司NightOwl Consulting
薪资25,000 - 38,000 PHP
工作地点Worldwide
地域资格未标注地域
时区要求日间重叠约 9 小时，基本正常作息
用工类型Full Time
发布时间13 天前
数据来源Himalayas
我们正在寻找一位积极主动、注重细节的初级贷款结案专员，加入我们充满活力的房贷团队。在此职位中，您将协助完成房贷的结案流程，确保所有所需文件准确及时地完成，并帮助推动从审批到放款的顺利交易。初级贷款结案专员将与高级结案专员、贷款专员和承销员紧密合作，确保符合公司政策和监管要求。
主要职责
- 协助准备结案文件，确保所有所需文件准确完成并符合监管指南。
- 审核贷款文件的完整性，确保在结案前满足所有条件和要求。
- 与产权公司、借款人和贷款人协调，安排结案日期并促进房贷文件的及时签署。
- 确保所有文件正确签署和公证，并符合州和联邦法规。
- 为所有已结案的贷款维护准确且有条理的记录，并确保所有文件妥善归档。
- 与客户和内部团队沟通，解决结案前的任何未决问题或差异。
- 协助准备并交付最终结案文件包给投资者和其他相关方。
- 监控每份贷款文件的状态，并向相关利益方更新结案进度。
- 协助进行结案后的审计，并审查结案过程中的任何问题或差异。
技能、知识和专长
- 高中毕业或同等学历；相关领域的专科或学士学位优先。
- 具有房贷、房地产或产权行业经验者优先，但非必需。
- 具备良好的细节关注能力和组织能力。
- 能够与客户、贷款专员及其他内外部人员有效沟通。
- 对房贷文件、合规性和监管要求有基本理解。
- 熟练使用 Microsoft Office 套件（Word、Excel、Outlook），并具备贷款处理软件经验者优先。
- 具备良好的解决问题能力，并能在紧张的时间限制下工作。
- 能够保持高水平的专业性和保密性。
- 熟悉房贷借贷法规（如 RESPA、TILA、TRID）。
- 具有在结案或产权公司环境中工作的经验。
查看英文原文
We are seeking a motivated and detail-oriented Junior Closer to join our dynamic mortgage team. In this role, you will assist in the closing process for mortgage loans, ensuring all required documentation is completed accurately and timely, and helping to facilitate smooth transactions from approval to funding. The Junior Closer will work closely with senior closers, loan officers, and underwriters to ensure compliance with company policies and regulatory requirements.
Key Responsibilities
- Assist in the preparation of closing documents and ensure all required paperwork is completed accurately and in compliance with regulatory guidelines.
- Review loan files for completeness, ensuring all conditions and requirements are met before closing.
- Coordinate with title companies, borrowers, and lenders to schedule closing dates and facilitate the timely execution of mortgage documents.
- Verify that all documents are correctly executed and notarized, ensuring compliance with state and federal regulations.
- Maintain accurate and organized records for all closed loans and ensure that all documents are filed appropriately.
- Communicate with clients and internal teams to resolve any outstanding issues or discrepancies prior to closing.
- Assist in the preparation and delivery of the final closing package to investors and other parties as required.
- Monitor the status of each loan file and update appropriate stakeholders regarding the progress of closings.
- Assist with post-closing audits and review any issues or discrepancies in the closing process.
Skills, Knowledge and Expertise
- High school diploma or equivalent; Associate’s or Bachelor’s degree in a related field is preferred.
- Previous experience in mortgage, real estate, or title industry is preferred but not required.
- Strong attention to detail and organizational skills.
- Ability to communicate effectively with clients, loan officers, and other internal and external parties.
- Basic understanding of mortgage loan documents, compliance, and regulatory requirements.
- Proficiency in Microsoft Office Suite (Word, Excel, Outlook) and experience with loan processing software is a plus.
- Strong problem-solving skills and the ability to work under tight deadlines.
- Ability to maintain a high level of professionalism and confidentiality.
- Familiarity with mortgage lending regulations (e.g., RESPA, TILA, TRID).
- Previous experience working in a closing or title company environment.
- Ability to handle multiple tasks simultaneously and prioritize effectively.
Benefits
- Above market salary
- HMO on Day 1 for principal and two dependents
- Government-mandated benefits
- Performance-based Incentives
- Quarterly Company Events
- 1,000 PHP De Minimis
- Equipment and software provided
Originally posted on Himalayas
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