Senior Manager, Actuarial
你好，我们是奥斯卡。我们正在聘请一名高级经理，实际管理员加入我们的实验室团队。奥斯卡是第一家围绕一个完整的技术平台和不地关注服务成员建立的医疗保险公司。我们在2012年开始创建了 Oscar,以创造我们想要为自己做的人类健康保险公司作为家庭医生。关于角色：资讯管理人员领导了一个分析师团队，负责定价几个 ACA 市场，并拥有团队权威和专业知识在特定商业领域。你将成为市场 P&L,保险产品和其他分析支持责任的关键合作伙伴，并进行区域特定定价，网络和产品战略咨询。你将支持国家策略的发展。你还将拥有端到端监管提交，了解其市场的风险，并负责确保定价是真实合理的。你将报告给主任真实工作人员。工作地点：本职位完全远程且为居住在美国的候选人开放，不包括阿拉斯加；德拉华州；夏威夷州；路易那纳州；蒙大拿大州；北达科他州；俄克拉荷马州；西弗吉尼亚州；怀俄明州；美国领土。根据"奥斯卡"的规定，在美国，加州和华盛顿州 (California),新泽西州，纽约州和华夏) 的基本工资为：163,944美元至215,177美元。其他地方的基本工资是：147,550美元至193,659美元。你还有资格获得员工福利，参加奥斯卡无限度假日计划和年度绩效奖金。责任：·领导团队倡议提高定价模式和方法。·监督奥斯卡 ACA 市场特定地区内端到端率发展。· 影响和与关键利益相关者合作，以指导有关利率的战略业务决策。· 深入了解各个市场内以及更广泛地在 ACA 中的主要金融风险和机会 - 并将这些经验应用到分析定价，前定价策略，SAE 考虑因素，网络策略和其他独特减轻策略方面。· 为奥斯卡的 ACA 个人市场提供可持续增长的跨职能团队提供对待性观点。· 辅导员，教练和提供定价。
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Hi, we're Oscar. We're hiring a Senior Manager, Actuarial to join our Actuarial team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Senior Manager, Actuarial leads a team of analysts, is responsible for pricing of several ACA markets, and has team authority and subject matter expertise in a particular business area. You will be a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will support development of national strategy. You will also own the end-to-end regulatory submission, will understand risks underlying their markets, and are responsible to ensure pricing is actuarially sound.
You will report into the Director, Actuarial.
Work Location: This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote
Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $163,944 - $215,177 per year. The base pay for this role in all other locations is: $147,550 - $193,659 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Lead team initiatives to enhance pricing models and methodologies.
- Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
- Influence and collaborate with key stakeholders to guide strategic business decisions with respect to rates.
- Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
- Provide an actuarial viewpoint across cross-functional teams to ensure sustainable growth for Oscar's ACA Individual Markets.
- Mentor, coach, and provide pricing analysts with regular feedback.
- Promote and shape Oscar actuarial best practices with respect to automation and documentation.
- Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- College degree in a STEM field.
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- 7+ years of quantitative analysis experience.
Bonus points:
- Excellent communication, collaboration, and relationship-building skills.
- Strong understanding of health insurance concepts and nuances.
This is an authentic Oscar Health job opportunity.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
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