预止赎专员II
Pre-Foreclosure Specialist II
概述
在LoanCare,我们每天帮助客户完成他们最大且最个人的财务交易:购房。我们的使命是用同理心和洞察力简化复杂的问题,因此我们不断进行创新,并成为抵押服务行业的领先提供商。
我们正在积极寻找Pre-Foreclosure Specialist II职位的候选人。理想的候选人喜欢与客户(包括内部和外部)合作,渴望学习并取得最佳成果,注重细节,并能在快节奏的环境中高效完成任务。有抵押或房地产行业背景者优先。如果你觉得这就是你,准备好开启职业生涯而非仅仅一份工作,请立即申请!
职责
• 确保破产前推荐清单准确及时地完成,所有适当的签名都已包含;确认服务系统中正确记录相应的响应代码
• 利用律师推荐矩阵,确保正确的破产律师被分配到贷款
• 每日审查DLQ 60报告,确定符合破产条件的贷款
• 负责每日执行管理仪表板指标
• 将初始破产推荐审查流程推动给海外团队
• 识别可能包含错误停办信息的贷款,防止破产推荐,并与相关部门合作进行正确更新
• 确保SCRA审查已完成,并包含在破产推荐包中
• 确认所有必要的破产推荐文件都包含在破产文件包中,并在需要时向海外团队/违约合规专家提供反馈/示例
• 与损失缓解部门合作,确保贷款及时处理并返回至破产部门以继续破产推荐
• 与律师、房主和产权公司以专业的方式沟通
• 根据需要参加现场听证会、调解和审判
• 其他由上级指派的任务
资格要求
• 需要高中文凭或同等学历
• 1-2年破产前或相关领域的工作经验
• 熟悉所有州的破产前文件要求
• 熟悉FNMA、FHLMC、GNMA、FHA及VA的服务违约要求
• 有州、联邦和机构关于破产的相关指南经验
查看英文原文
Overview
Looking for a career with purpose and reward? At LoanCare we help customers every day with what is for many their largest and most personal financial transaction: the purchase of their home. With the mission to simplify the complex with empathy and insight, we are constantly innovating and are a top provider in the mortgage services industry as a result.
We are actively seeking to fill the role of Pre-Foreclosure Specialist II. Our ideal candidate enjoys working with clients, both internal and external, eager to learn and maximize results, is detail oriented and driven to meet tight deadlines in a fast-paced environment. Background in the mortgage or real estate industry is a plus. If this sounds like you, and you are ready for a career and not just your next job, apply today!
Responsibilities
• Ensure the foreclosure referral checklist is completed accurately and timely and all appropriate signatures are included; confirm the servicing system is noted accurately with the respective response codes• Ensure the correct foreclosure attorney is assigned to the loan utilizing the Attorney Referral matrix • Review daily DLQ 60 Report to qualify loans eligible for foreclosure• Responsible for the daily executive management dashboard metrics• Drive workflow to offshore team to complete the initial review of the foreclosure referral• Identify loans that may contain inaccurate stops preventing foreclosure referral and work with the respective department to have them updated correctly • Ensure SCRA reviews are complete and included in the foreclosure referral package • Confirm all required foreclosure referral documents are contained within the foreclosure document package and provide feedback/examples to the offshore team/ Default Compliance Specialist if needed• Partner with the Loss Mitigation department to ensure loans are being processed timely and returned to Foreclosure to proceed with the foreclosure referral • Communicate in a professional manner with attorneys, homeowners, and title companies• Attends onsite hearings, mediations, and trials as needed• All other duties as assigned
Qualifications
• High School Diploma or equivalent required• 1-2 years’ experience in pre-foreclosure or related field• Maintains a thorough working knowledge of all state pre-foreclosure document requirements
• Working knowledge of FNMA, FHLMC, GNMA, FHA & VA servicing default requirements• Experience in State, Federal and Agency guidelines pertaining to foreclosure and bankruptcy is preferred• Knowledge of Passport or comparable query software is a plus• Intermediate level Microsoft Office including Outlook, Word and Excel• Excellent oral and written communication skills with the ability to communicate with a variety of audiences• Excels at cross-functional communication and motivation • Able to work independently with minimal supervision• Committed to taking responsibility and ownership for agreed actions and delivery• Strong analytical mindset, critical thinking, and organizational skills • Genuine commitment to providing solutions-based customer experiences
Total Rewards
LoanCare’s Total Rewards Package offers a comprehensive blend of health and welfare, financial, lifestyle and learning benefits to support employee well-being and engagement. Highlights include:
- Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
- Time Off: Paid holidays, vacation, and sick leave
- Retirement & Investment: Matching 401(k) plan and employee stock purchase plan
- Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
- Employee Recognition: Programs that celebrate achievements and milestones
- Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to a tuition reimbursement program that supports your continued education and professional growth.
Compensation Range: $19.33 - $28.89 per hour. Actual compensation may vary within the range provided, depending on a number of factors, including qualifications, skills and experience.
Build Your Future with LoanCare®
At LoanCare, we don’t just service mortgage loans—we serve people. As a leading full-service mortgage loan subservicer, we deliver excellence to banks, credit unions, independent mortgage companies, investors, and the homeowners they support. Backed by the strength and stability of Fidelity National Financial (NYSE: FNF), a Fortune 500 company, we offer a career foundation built on integrity, innovation, and collaboration.
Here, you’ll find:
- A culture that helps you thrive, with resources and support to fuel your growth
- Flexibility to work remotely, while staying connected through virtual engagement
- Opportunities to make a real impact in an industry that touches millions of lives
- If you're ready to grow your career in a place that values your contributions and empowers your success, we invite you to join our team.
About Remote Employment
We provide the necessary equipment; all you need is a quiet, private place in your home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS
WHO WE AREAbout us …LoanCare is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices over 1.8 million loans in 50 states. LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry.LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.
WORK CONDITIONSWorking conditions are normal for an office environment. Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance. Over time required as necessary.Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.
EQUAL EMPLOYMENT OPPORTUNITY
LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.
Originally posted on Himalayas