抵押贷款领域销售经理 - DFW
Mortgage Area Sales Manager - DFW
让第五第三银行更出色®
我们为优秀的人才提供卓越的机会。你准备好迈出下一步了吗?在第五第三银行开启你的职业生涯。
一般职责:
负责与金融中心办公室及外部推荐相关的住宅抵押贷款的发起工作。达到管理层设定的个人抵押贷款销售和交叉销售目标。对个人业务的住宅抵押贷款从申请到成交的全过程负全责。此外,负责团队的整体业绩以及每位抵押贷款发起人(MLO)的日常管理。与履行运营部门有效合作,推动成交数量。
通过公开交流想法和意见、提升关注的问题,并亲自遵循规定的政策和程序,对风险负责。对客户和同事始终做正确的事,并确保行为和行动带来积极的客户体验。在银行的风险偏好范围内,通过持续识别、评估、管理、监控和报告所有类型的风险来实现成果。
核心职责和要求:
- 开发并培养推荐来源关系(房地产经纪人、开发商、专业和个人联系人等)。
- 在团队内部建立销售文化和以销售为导向的环境。
- 与金融中心人员建立并发展关系,以促进业务和推荐。
- 保持对第五第三抵押贷款公司政策和程序的了解。
监督职责:
为员工提供及时、坦诚且建设性的绩效反馈;帮助员工发挥最大潜力,并提供能促进员工职业发展的挑战性机会;培养适当的人才库,确保有足够的后备力量和继任计划;认可并奖励员工的成就。
- 管理至少5名MLO的团队。
- 通过本地和 Bancorp 报告及关键绩效指标(KPI)管理个人和团队的业绩。
- 与销售团队进行业务计划审查。
- 为所负责区域的成交量增长制定战略和战术计划。
- 参与MLO的销售拜访。
- 协助部门管理层识别系统和流程可能的改进点。
- 确保MLO为外部客户提供高水平的服务。
查看英文原文
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential mortgage loans for Financial Center offices and outside referrals. Meet standards and objectives defined by management for personal mortgage loan sales and cross-selling objectives. Assume overall responsibility for the residential mortgage loan from application to closing on personal production. In addition, responsible for the overall production of the team and the day-to-day management of each Mortgage Loan Originator (MLO). Effectively partner with Fulfillment Operations to drive closed volume.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Develop and foster referral source relationships (realtors, builders, professional and personal contacts, etc.).
- Develop a sales culture and sales focused environment within team.
- Develop and foster relationships with Financial Center personnel to build business and referrals.
- Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
SUPERVISORY RESPONSIBILITIES:
Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
- Manage a team of at least 5 MLOs.
- Manage personal and team production via local and Bancorp reporting and KPIs.
- Hold business plan reviews with sales team.
- Build strategic and tactical plans for driving volume growth in assigned area.
- Participate in sales calls with MLOs.
- Assist departmental management in identifying possible improvements in systems and procedures.
- Ensure that MLOs provide a high level of customer service to external customers based on Gallup customer engagement data. Actively participate in ongoing efforts to continually improve customer service for both internal and external customers.
- Monitor compliance issues, including that all loan originators attend required meetings and are in compliance with state and federal regulation, as well as policies and procedures set by the bank.
- Monitor quality levels of loan originators to insure adherence to standards.
- Serve as an intermediary for loan issues with processing manager and underwriting manager.
- Perform Human Resource tasks for the team, such as exception time reporting, performance reviews, coaching, performance management, commission administration and identifying training issues.
- Recruit, hire, and train new loan officers.
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
- High school diploma or GED equivalent. Two/Four-year college degree preferred.
- 2-4 years residential mortgage sales experience required.
- In-depth knowledge of conventional, government, and portfolio guidelines.
- Previous management experience preferred.
- Knowledge of residential mortgage processing, underwriting and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Demonstrated leadership, organizational, teamwork, and customer service skills.
- Must lead by example and have a high level of integrity.
- Ability to analyze policies, procedures, and guidelines in a way that maximizes productivity but protects the level of risk desired.
- In-depth sales technique/sales coaching skills.
- Strong desire to excel in a competitive environment.
- Strong interpersonal and communication skills.
- Strong analytical and problem-solving skills are required.
- Excellent verbal, written, presentation, people, and diplomacy skills are required.
- Ability to multi-task and to be flexible.
- PC proficient in Windows based software programs (Outlook, Word, Excel, PowerPoint). Experience with Mortgage origination systems and automated decisioning tools required.
- Ability to motivate team, work independently, manage multiple projects, work under pressure, and adapt to sudden changes in the work environment.
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required foremployment in this position.
Mortgage Area Sales Manager - Fort Worth TXAt Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.
LOCATION -- Virtual, Texas 00000Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Originally posted on Himalayas