高级软件工程师
Senior Software Engineer
在Affirm，我们存在的意义是为那些重要的时刻提供清晰、可预测的支付方式，没有隐藏费用，没有意外，也不会在最重要的事情上做出妥协。
### **关于该职位**
Affirm正在打造自己的银行——而这个职位位于负责运营该银行的工程团队中。我们正在寻找一名高级软件工程师加入一个刻意精简的、以AI为核心的技术团队，该团队负责Affirm银行背后的所有系统：与供应商集成的银行基础设施、持久化的工作流、数据平台以及支撑所有系统的运维工具。你将与其它资深工程师一起工作，并直接接触银行和Affirm高层领导，推动银行存款产品的上线，通过银行实体推动贷款发放，并在合适的时间将卡发行功能在线化。
这是一个难得的机会，从最初系统开始塑造一项新业务——在一家成熟公司内部进行初创式开发。你将成为Affirm银行的首批工程师之一，在早期团队的速度、自主性和责任感下工作，同时利用Affirm的品牌、分发渠道和用户覆盖面。团队规模小且以AI为核心，涉及范围广泛，你的工作对实际客户有直接影响，这些系统由真实的银行执照所支持。你构建的系统和设定的标准将直接决定银行的未来。
### 你将负责
- **端到端地负责银行系统。** 设计、构建、集成、运行并负责银行核心技术界面的故障响应：云基础设施、数据平台、持久化工作流编排、核心银行配置、CI/CD、网络以及银行与Affirm Inc的集成。期望具备广度的全栈能力。
- **在小团队中发挥倍增效应。** 设定并改进代码审查和设计标准，提升可读性文档的质量，使你加入的团队比你发现的团队更高效。该团队中的每一位高级工程师都会对建设什么和如何建设产生巨大影响。
- **以AI优先的方式交付。** 利用AI工具和代理式工作流来提升代码、设计评审、操作手册生成和运维效率。推动自己和队友思考AI赋能团队能实现什么。
- **负责供应商关系。** 端到端地负责银行的一个或多个第三方供应商关系——集成、运维、升级和审计。银行的技术栈有意依赖供应商，而对这些关系的管理是工程职责的一部分。
查看英文原文
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
The Card Loan Platform team builds the high-throughput decision engine at the heart of Affirm’s card products. Unlike traditional cards, every pay-later transaction is backed by its own unique loan, and our system is the "invisible piping" that makes this complex model work at scale. Every swipe triggers our platform to solve a hard problem in milliseconds: matching messy, fragmented payment network data to the correct loan to drive real-time approvals, origination, and refunds.
As Affirm experiences explosive growth, our team's contributions are a key enabler. This isn't just another backend role; you'll be building the "financial brain" for our flagship card products, with your work on the critical path for every single swipe. We're tackling a unique, high-stakes distributed systems challenge that demands exceptional correctness and massive scale. You will partner closely with product, data science, and engineering teams to design and build the future of our industry-leading money movement platform.
If you are passionate about making foundational design decisions and building a beloved, lasting financial brand—come join us. It’s going to be an amazing ride!
What you'll do
- Drive technical strategy by leading the planning, prioritization, and execution of projects, ensuring alignment with product, technical, and business goals.
- Lead the end-to-end system design and development of large-scale, high-availability services. This includes building robust APIs and data models for our micro-service and event-driven architectures.
- Collaborate across functions with partners in Product, Analytics, Design, Legal, and Accounting and to define requirements and execute our card loan attribution and lifecycle strategy.
- Ensure system health and performance by analyzing and troubleshooting complex technical issues, optimizing existing code, and driving solutions that focus on long-term robustness and scalability.
- Mentor and grow the team by guiding junior engineers, leading technical discussions and design reviews, and championing best practices through code review.
What we look for
- 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture.
- Motivated leader, inspiring team growth and fostering a culture of continuous learning
- Excellent communicator, adept at sharing complex ideas with diverse audiences.
- Strong analytical and problem-solving skills, with a creative and solution-oriented mindset.
- Proficiency in modern programming languages such as Python, Kotlin, or similar.
- Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes).
- Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development.
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan
Pay Grade - N
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
CAN base pay range per year: $153,000 - $213,000 CAD
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.