医学经济学专员
Associate, Medical Economics
我们正在招聘一名初级医疗经济分析师，加入精算团队
Oscar 是首家围绕完整技术平台建立的健康保险公司，始终专注于为会员提供优质服务。我们于 2012 年创立 Oscar，旨在打造我们自己希望拥有的健康保险公司——一家像家庭医生一样的公司。
职位简介：
初级医疗经济分析师是医疗成本分析团队的一员，属于医疗经济部门。你将向医疗经济高级经理汇报工作，该团队是区域市场副总裁的合作伙伴，负责通过趋势监测、关键市场驱动因素识别和市场级计划评估提供可操作的洞察。你将与市场管理团队、区域精算师和市场医疗官员合作，提供分析支持，以指导战略决策，优化市场表现，最终目标是改善整体医疗成本并推动可负担性价值。
你将向医疗经济高级经理汇报工作。
工作地点：
该职位为全远程办公，面向居住在美国的候选人，不包括阿拉斯加；特拉华州；夏威夷；路易斯安那州；蒙大拿州；北达科他州；俄克拉荷马州；西弗吉尼亚州；怀俄明州；以及美国属地。日常工作在你的家庭办公室完成，偶尔需要参加团队会议和公司活动。#LI-Remote
薪酬透明：
在加利福尼亚州、康涅狄格州、新泽西州、纽约州和华盛顿州，该职位的基本年薪为：123,372 - 161,925 美元。在其他所有地区，该职位的基本年薪为：111,034 - 145,733 美元。你还有资格享受员工福利，参与 Oscar 的无限制休假计划和年度绩效奖金。
职责：
- 在医疗经济高级经理的指导下工作，作为高度参与的分析伙伴，推动市场表现。
- 分析区域趋势、竞争对手活动和行业动态，以识别新的机会和风险。
- 对整合的索赔和运营数据（医疗、药品、实验室、授权）进行深入分析，以识别成本和趋势驱动因素，指导市场运营。
- 主动提供关于新兴市场趋势及其对我们财务表现潜在影响的财务建议。
- 评估市场级措施的有效性
查看英文原文
Hi, we're Oscar. We're hiring an Associate - Medical Economics to join our Actuarial team.
Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:
The Associate, Medical Economics, is part of our Medical Cost Analytics team within the Medical Economics department. You will report to the Associate Director of Medical Economics, and is part of a team that serves as a partner for the VP of Regional Market and is responsible for providing actionable insights through trend monitoring, identification of key market drivers, and evaluation of market-level initiatives. You will partner with market management teams, regional actuaries, and market medical officers to deliver analytical support that inform strategic decision-making to optimize market performance, with the ultimate goal of improving total cost of care and driving affordability value.
You will report into the Associate Director, Medical Economics.
Work Location:
This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote
Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $123,372 - $161,925 per year. The base pay for this role in all other locations is: $111,034 - 145,733 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities:
- Work under the guidance of the Associate Director, Medical Economics, serving as a and highly engaged analytic partner to drive market performance.
- Analyze regional trends, competitor activities, and industry developments to identify new opportunities and risks.
- Perform in-depth analysis of integrated claims and operational data (medical, pharmacy, lab, auths) to identify cost and trend drivers informing market operations.
- Provide proactive financial guidance on emerging market trends and their potential impact on our financial performance.
- Assess the effectiveness of market-level programs and integrate into the central affordability program.
- Build retrospective studies to measure the actual financial and clinical outcomes of implemented affordability initiatives, comparing results against initial projections.
- Build repeatable analytical processes that scale across market areas.
- Present materials for market finance review meetings and manage follow-up with market leadership
- Develop best practices in analytics, automation, and documentation, contributing to department programs around innovation, AI use, and tooling improvements.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Requirements:
- College degree in a STEM field: e.g. Economics, Actuarial Science, Health Economics, Biostatistics, Health Informatics, Health Services Research.
- 4+ years of quantitative analysis experience.
Bonus points:
- Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
- Excellent communication, collaboration, and relationship-building skills.
- Strong understanding of health insurance concepts, data sources, and nuances.
- Proficiency using SQL, R, and/or Python to query, manipulate and analyze data.
This is an authentic Oscar Health job opportunity.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
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