战略财务总监 - 存款、储蓄与信用卡
Director, Strategic Finance - Checking & Savings and Credit Card
[**员工申请者隐私通知**](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)
**关于我们：**
与我们一同塑造更光明的财务未来。
与我们的会员一起，我们正在改变人们看待和与个人财务互动的方式。
我们是一家新一代金融服务公司和国家银行，利用创新的、以移动优先的技术，帮助数百万会员实现他们的目标。行业正在经历前所未有的变革，而我们正处于最前沿。我们自豪地每天来到工作岗位，知道我们的工作对人们的生活有直接影响，我们的核心价值观始终指引着我们每一步。**加入我们，投资你自己、你的职业和金融世界。**
**职位：**
我们正在寻找一位高度积极主动且经验丰富的财务业务合作伙伴，加入我们不断壮大的战略财务团队。战略财务通过评估投资机会、制定关键权衡方案，并根据公司的最重要增长目标优先分配资源，来塑造 SoFi 的资本配置策略。作为关键的业务合作伙伴，你将为 SoFi 最重要且增长最快的两个业务线：SoFi 存款与储蓄以及 SoFi 信用卡，提供财务领导力和战略洞察。SoFi 是一家以人工智能为导向的组织，你将被期望负责任地使用我们的 AI 工具集，构建和优化财务模型，加速分析，自动化流程，并提高决策质量。
**你将负责：**
- 负责 SoFi 快速增长的存款与储蓄及信用卡业务的财务策略、多年计划、年度运营计划和滚动预测
- 作为业务单元领导的战略思想伙伴，将财务和运营数据转化为影响增长战略和业务表现的见解和建议
- 构建并分析客户和产品层面的单位经济学，包括 LTV、CAC、回收期和跨群体、获取渠道、产品和会员细分的风险调整回报
- 通过商业案例、权衡分析和投资后绩效评估，推动有纪律的资本配置
- 与产品、市场、风险、运营、资金、会计和数据团队合作，评估新产品、定价和奖励策略、市场活动、合作伙伴关系和运营举措
- 领导情景规划和敏感性分析，以评估变化的影响
查看英文原文
[**Employee Applicant Privacy Notice**](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)
**Who we are:**
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. **Join us to invest in yourself, your career, and the financial world.**
**The role:**
We are looking for a highly motivated and experienced Finance Business Partner to join our growing Strategic Finance team. Strategic Finance shapes SoFi’s capital allocation strategy by assessing investment opportunities, framing key trade-offs, and prioritizing resources against the company’s most important growth objectives. As a key business partner, you will provide financial leadership and strategic insights to two of SoFi's most critical and rapidly growing business lines: SoFi Checking & Savings and SoFi Credit Card. SoFi is an AI-forward organization, and you will be expected to responsibly use our suite of AI tools to build and enhance financial models, accelerate analysis, automate workflows, and improve decision-making.
**What you’ll do:**
- Own the financial strategy, multi-year plan, annual operating plan, and rolling forecasts for SoFi’s rapidly growing Checking & Savings and Credit Card businesses
- Serve as a strategic thought partner to Business Unit leaders, translating financial and operational data into insights and recommendations that shape growth strategy and business performance
- Build and analyze customer and product-level unit economics including LTV, CAC, payback periods, and risk-adjusted returns across cohorts, acquisition channels, products, and member segments
- Drive disciplined capital allocation through business cases, trade-off analyses, and post-investment performance measurement
- Partner with Product, Marketing, Risk, Operations, Treasury, Accounting, and Data teams to evaluate new products, pricing and rewards strategies, marketing programs, partnerships, and operating initiatives
- Lead scenario planning and sensitivity analyses to assess the impact of changes in interest rates, member behavior, credit performance, competitive dynamics, and other key business drivers
- Develop business cases for major initiatives and establish post-investment measurement processes to evaluate realized returns, surface learnings, and improve future capital-allocation decisions
- Synthesize complex analyses into clear, compelling recommendations and communicate business performance, risks, and opportunities to Executive Leadership
- Identify and scale high-impact AI use cases that expand Strategic Finance’s capabilities, capacity, and analytical rigor
- Lead, develop, and inspire a high-performing team while fostering strong cross-functional collaboration, accountability, inclusion, and mentorship within and outside of Finance
**What you’ll need:**
- 12+ years of experience in Strategic Finance, Corporate Finance, FP&A, investment banking, or a related field, ideally within fintech or consumer financial services
- Deep expertise in consumer financial-services economics, with a strong command of Credit Card unit economics and P&L dynamics
- Demonstrated expertise analyzing unit economics, including LTV/CAC, payback periods, and risk-adjusted returns, across cohorts, channels, products, and segments
- Expert financial modeling and scenario-analysis skills, including the ability to build driver-based models from scratch and analyze large data sets
- Fluency with AI tools and demonstrated ability to apply them to financial modeling, analysis, workflow automation, and decision support
- Ability to synthesize complex information into clear recommendations and influence senior decision-makers
- Creative and strategic problem-solving skills, with the ability to bring structure to ambiguous business questions
- Track record of building strong cross-functional relationships and driving decisions across Product, Marketing, Risk, Operations, and other functions
- Advanced spreadsheet and presentation skills; experience with Google Sheets and Slides is a plus
- Bachelor’s degree in Finance, Economics, Accounting, or a related field, or equivalent practical experience
- Previous people management experience is a plus
**Compensation and Benefits**
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our **[Benefits at SoFi](https://sofietyinfo.sofi.com/sofi-benefits)** page!
##### SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
##### The Company hires the best qualified candidate for the job, without regard to protected characteristics.
##### Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
##### [New York applicants: Notice of Employee Rights](https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf)
##### SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [accommodations@sofi.com.](mailto:accommodations@sofi.com)
##### We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
**Internal Employees**
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.