合规专员
Compliance Specialist
关于我们：
小型企业是美国经济的中坚力量，占国内生产总值和私营部门劳动力的一半。然而，大银行并未提供业主成功发展业务所需的准入、支持和现代工具。我们创立了Novo，以挑战现状——我们的使命是通过为小型企业（SMB）打造首选的银行平台，提升现代企业家的GDP。由Middlesex Federal Savings, F.A.提供支持，Novo正在颠覆银行业，我们很兴奋能引领小型企业银行革命。
在Novo，我们致力于帮助企业家、自由职业者、初创公司和小型企业实现财务目标，通过一个使企业银行操作如同iOS一样简单的操作系统来赋能他们。我们开发了现代的支票账户和工具，以节省时间并增加现金流。我们的独特产品集成使访问跟踪付款、国际转账、管理企业交易等变得轻松。我们在短时间内产生了巨大影响，帮助成千上万的组织获得强大而简单的企业银行服务。
职位描述：
我们正在寻找一位合规专员，能够参与风险与合规团队的多个领域，理解如何以数据驱动的方式进行合规，并能有效地在整个组织及外部利益相关者之间进行沟通与交付。如果你热衷于为未被服务的市场找到创新与合规之间的正确平衡，那么我们想与你聊聊。你准备好与我们一起革新小型企业银行业吗？你准备好与我们一起革新小型企业银行业吗？
岗位职责：
- 协助监控合规门户，用于从其他业务线中升级合规和风险事项的审批、查询、问题和改进建议；识别、创建、推荐并实施新的或增强的实践。
- 参与新或增强的合规计划和全企业范围内的倡议的开发与实施。
- 研究和评估新的或拟议的监管要求（例如，法规、规章、公告），以协助制定风险评估、书面计划和合规测试职责。
- 在规定的时间框架内准确执行任务，同时在多个业务线之间协作工作。
- 执行并优化一个...
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About Us :
Small businesses are the backbone of the US economy, comprising almost half of the GDP and the private workforce. Yet, big banks don’t provide the access, assistance and modern tools that owners need to successfully grow their business.We started Novo to challenge the status quo—we’re on a mission to increase the GDP of the modern entrepreneur by creating the go-to banking platform for small businesses (SMBs).Powered by Middlesex Federal Savings, F.A., Novo is flipping the script of the banking world, and we’re excited to lead the small business banking revolution.
At Novo, we’re here to help entrepreneurs, freelancers, startups and SMBs achieve their financial goals by empowering them with an operating system that makes business banking as easy as iOS. We developed modern checking accounts and tools to help to save time and increase cash flow. Our unique product integrations enable easy access to tracking payments, transferring money internationally, managing business transactions and more. We’ve made a big impact in a short amount of time, helping thousands of organizations access powerfully simple business banking.
About the Role:
We are looking for a Compliance Specialist that can engage in various areas of the risk and compliance team, who understands how to take a data-driven approach to compliance, and how to effectively communicate across the organization and with external stakeholders to deliver. If you're passionate about finding the right balance of innovation and compliance for underserved markets, then we want to chat. Are you ready to revolutionize the small business banking industry with us? Are you ready to revolutionize the small business banking industry with us?
Responsibilities of the Role:
- Assist in the monitoring of the Compliance Portal, used to escalate approvals, inquiries, issues and enhancements of compliance and risk matters from other lines of business; identify, create, recommend, and implement new and/or enhanced practices.
- Contribute to the development and implementation of new and/or enhanced compliance programs and enterprise-wide initiatives.
- Research and assess new and proposed regulatory requirements (e.g., statutes, regulations, bulletins) to assist in the development of risk assessment, written program and compliance testing responsibilities
- Execute tasks accurately within timeframes allotted while working collaboratively across multiple lines of business.
- Execute and enhance a framework for completion of reporting, including reports for management and banking partners.
- With minimal supervision, perform analysis, identify trends and follow up on opportunities of enhancement.
- Partner with other members of the risk and compliance team to query various data points leveraged for third-party audit, internal compliance testing, risk assessment and other ad-hoc needs.
- Support the design, maintenance, and organization of compliance reporting libraries, shared drives, and documentation repositories.
- Explore and quickly grasp new technologies and analysis tools
- Perform control testing, document results and provide updates to the line of business, as necessary to ensure timely alignment with the annual testing schedule.
- Succinctly and clearly communicate complex fact patterns to others
- Execute necessary investigations and draft response for incoming complaints delivered through regulatory and BBB channels
- Provide support for responding to regulatory inquiries and examinations
- Other duties, as assigned
Requirements for the Role:
- At least 5 years of experience in audit, compliance, or risk management
- At least 3 years of experience supporting, partnering and interacting with internal business stakeholders
- Experience translating complex ideas and data into clear, engaging narratives across multiple formats to key stakeholders
- Understanding of compliance or risk management principles and interest in strengthening subject matter expertise across multiple compliance areas.
- Ability to work independently on complex assignments with strong analytical skills, attention to detail, and the ability to interpret regulatory information
- Strong time management, organizational, and prioritization skills, with the ability to complete multiple concurrent tasks within close deadlines and a high degree of accuracy and detail
- Ability to navigate ambiguity in a fast-changing environment, being hands-on and going beyond direct job responsibilities to help achieve success
- Desire to be a reliable partner that collaborates with multiple business stakeholders across multiple lines of business
- Excellent research and communication skills
Nice To Have, but Not Required:
- 2+ years of experience within Fintech or a Sponsor/Partner Bank
- 1+ years scripting experience in SQL
- Relevant coursework or certifications in compliance, risk management, or data analytics (e.g., CRCM or similar certifications).
- Experience working with data systems or reporting tools