高级合规风险管理经理 - 保障性保险
Senior Compliance Risk Manager - Prudential
随着Mercury持续向获得银行牌照迈进，建立一个强大且具有前瞻性的审慎合规程序是构建持久、监管准备就绪基础的关键部分。
在此职位中，你将向我们的银行监管合规总监汇报，并负责实施和运营一个可扩展、符合监管要求的审慎监管合规程序，以支持银行牌照的准备，初期重点为法规W和O。该职位结合了战略项目设计与运营执行，确保Mercury能够建立并运行一个符合监管期望和以数字为主营业务模式的审慎合规程序。
你将定义Mercury如何在审慎监管要求的范围内安全、稳健地运营，将监管要求转化为可信、可衡量并融入我们运营方式的程序。
以下是你将从事的工作内容：
- 实施并运营Mercury首个针对银行业务的审慎监管合规程序（初期重点为法规W和O），包括政策、流程、治理框架、交易控制和持续监控活动
- 直接与Mercury高级管理层对接，就拟议交易的合规性/建议性提供建议
- 深度与组织内各利益相关方合作，包括法务、财务、人力/HR、信贷等
- 在一些Mercury最核心的业务交易中发挥关键作用，确保其以安全、稳健的方式进行
- 通过培训和指导银行员工了解审慎监管要求，提升Mercury的合规文化、对审慎监管义务的认识以及最佳实践
- 保存所有审慎监管合规活动和项目的记录和文档
你需要具备：
- 5-7年以上构建和/或运营审慎合规程序的经验，包括法规W和O，并对审慎监管法规和监管期望有深入理解
- 精通向高管、内部审计师、审慎监管机构和其他第三方/利益相关方展示项目成果和决策
- 以高标准要求自己，具备强烈的主人翁意识——你会坚持把事情做到底，不轻易妥协
- 具备协作精神和解决问题的思维方式
查看英文原文
With Mercury’s continued progress toward becoming a chartered bank, establishing a strong and forward-looking prudential compliance program is a key part of building a durable, regulator-ready foundation.
In this role, you will report to our Director, Bank Regulatory Compliance and will steward the implementation and operation of a scalable, regulator-ready prudential regulatory compliance program to support bank charter readiness, beginning with Regulations W and O. This role combines strategic program design with operational execution, ensuring Mercury can establish and run a prudential compliance program aligned with regulatory expectations and a digital-first business model.
You will define how Mercury ensures it operates in a safe and sound manner, within the boundaries of prudential regulatory requirements, translating regulatory requirements into a program that is credible, measurable, and integrated into how we operate.
Here are some things you’ll do on the job:
- Implement and operate Mercury’s first prudential regulatory compliance program for banking* (focusing initially on Regulations W and O) including policies, procedures, governance framework, transactional controls and ongoing monitoring activities
- Interface directly with and advise Mercury’s senior management on permissibility / advisability of proposed transactions
- Engage and partner deeply with stakeholders across the organization including Legal, Finance, People/HR, Credit, etc.
- Play a pivotal role in shaping how some of Mercury’s most business critical transactions come together in a safe and sound manner
- Educate and grow Mercury’s compliance culture, awareness of prudential regulatory obligations, and best in-class practices via training and guidance to bank staff regarding prudential regulatory requirements
- Maintain records and documentation on all prudential regulatory compliance activities and programs
You should:
- Have 5-7+ years of experience in building and/or operating prudential compliance programs including Regulations W and O and have a strong understanding of prudential regulations and regulatory expectations
- Be well-versed in representing program outputs and decisions to senior executives, internal auditors, prudential regulators, and other third parties / stakeholders
- Approach your work with a high quality bar and a strong sense of ownership - you see things through to completion and don’t settle
- Bring a collaborative, problem-solving mindset to your work, have strong stakeholder management skills, and an ability to influence without direct authority
- Be excited about using technology, including artificial intelligence, to enhance your capabilities and advance the profession in ways others may never even think of
- *Nice-to-have*: You have prior experience working in quantitative fields including finance, credit, and/or strategic operations
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
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Total Rewards
The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
Our target new hire base salary ranges for this role are the following:
US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$163,000—$203,800 USD
US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$146,700—$183,400 USD
Canadian employees (any location):
$154,100—$192,600 CAD