高级技术顾问，商业贷款合作
Technical Advisor Sr, Commercial Lending Partnerships
注意：这是一个远程职位；CRS只考虑位于我们现有办公室所在国家的候选人。
职位概述
商业贷款合作伙伴高级技术顾问（STA）在商业贷款合作伙伴关系和创新融资方法方面担任技术领导者，这些方法扩展了对小企业（SME）在关键领域如节水农业、饮用水和卫生设施相关CRS项目中的资本获取。STA负责设计、适应和推进合作伙伴模式和金融结构，以动员私营部门融资支持CRS项目，同时优先在萨尔瓦多、危地马拉、洪都拉斯和尼加拉瓜实施。与全球创新金融部门、区域和国家团队以及利益相关者密切合作，STA开发并分享可扩展的方法、技术指导和组织学习，以加强CRS在各地区与商业贷款机构合作并利用基于市场的融资解决方案的能力。
职位职责
- 领导CRS在强化商业贷款合作伙伴关系方面的战略，作为推动中小企业和弱势群体在优先项目领域（如节水农业、饮用水、青年和卫生设施）包容性融资的手段。
- 在区域内发展并监督与领先商业银行和金融机构的关系，同时了解它们的银行重点、贷款限制、运营激励和风险偏好，这些可以为全球项目提供信息。
- 作为CRS在中小企业商业贷款解决方案方面的技术负责人，包括担保、首损结构、次级贷款、技术援助和其他融资机制。
- 开发并记录可在CRS各地区和国家项目中适应的方法、工具和指导。
- 领导区域和国家项目团队的准备过程和能力建设工作，以有效与金融机构合作并实施基于市场的融资方法。
- 推动与商业贷款合作伙伴关系和创新金融相关的跨区域学习和知识交流。
- 支持区域和国家团队以及正在进行的项目（如Azure、Isidro基金和Blue Harvest）识别与商业银行合作和释放本地贷款的机会，紧密与CRS的全球团队合作。
查看英文原文
NOTE: This is a remote position; CRS will only consider candidates who are based in countries where we have existing offices.
Job Summary
The Senior Technical Advisor (STA), Commercial Lending Partnerships serves as a technical leader on commercial lending partnerships and innovative financing approaches that expand access to capital for Small and Medium Enterprises (SMEs) in critical areas such as water-smart agriculture, drinking water, and sanitation linked to CRS programming. The STA leads the design, adaptation, and advancement of partnership models and financial structures that mobilize private-sector financing in support of CRS Programming, while prioritizing implementation across El Salvador, Guatemala, Honduras and Nicaragua Working closely with global innovative finance unit, regional and country teams, and stakeholders, the STA develops and shares scalable approaches, technical guidance, and organizational learning that strengthen CRS’s capacity to engage commercial lenders and leverage market-based financing solutions across regions. .
Roles and Key Responsibilities
- Lead CRS strategy for strengthening commercial lending partnerships as mechanisms for advancing inclusive financing for SMEs and vulnerable populations in prioritized programmatic areas such as water-smart agriculture, drinking water, youth and sanitation.
- Develop and oversee strategic CRS’s relationships with leading commercial banks and financial institutions in the regions, while understanding their banking priorities, lending restrictions, operational incentives, and risk appetites that can inform programming globally.
- Serve as CRS's technical lead on commercial lending solutions for SMEs, including guarantees, first-loss structures, subordinated loans, technical assistance, and other financing mechanisms.
- Develop and document approaches, tools, and guidance that can be adapted across CRS regions and country programs
- Lead the readiness process and capacity-strengthening efforts for regional and country program teams to effectively engage financial institutions and implement market-based financing approaches.
- Promote cross-regional learning and knowledge exchange related to commercial lending partnerships and innovative finance.
- Support regional and country teams, as well as ongoing initiatives such as Azure, Isidro Fund and Blue Harvest identify opportunities for partnering and unlocking local lending from commercial banks, working closely with CRS’s global innovative finance team.
- Provide technical leadership in proposal development, project design, and ongoing program management-related to commercial lending and blended finance to ensure programming consistency with CRS standards, donor requirements, and emerging industry practices.
- Contribute to CRS's knowledge management and learning agenda for innovative finance by documenting promising practices, lessons learned, case studies, partnership models, and evidence from regional implementation for broader organizational use.
- Monitor developments and emerging trends in commercial banking, impact investing, blended finance, and SME financing, and advise CRS leadership, regional teams, and country programs on opportunities to strengthen financing partnerships and resource mobilization strategies.
- Represent CRS at global and regional forums, networks, and partnerships related to SME lending, blended finance, and private-sector engagement, enhancing CRS’s profile and contributing to sector learning and collaboration.
Knowledge, Skills and Abilities
- Deep understanding of commercial bank priorities, lending restrictions, incentives, and operations, and/or experience working directly within commercial banks to execute SME lending.
- Extensive knowledge of finance structures and mechanisms used in development programming.
- Excellent relationship management skills with ability to influence and get buy-in from people not under direct supervision and to work with individuals in diverse geographical and cultural settings.
- Excellent strategic, analytical, problem-solving and systems thinking skills with capacity to see the big picture and ability to make sound judgment and decisions.
- Excellent written and oral communication skills.
- Proactive, resourceful and results oriented.
Required Languages: Fluency in written and spoken English and Spanish required.
Travel: Must be willing and able to travel up to 35%Supervisory Responsibilities: No
Originally posted on Himalayas