欺诈运营专员 I
Fraud Operations Specialist I
关于Extend：
Extend正在通过提供由人工智能驱动的解决方案，彻底改变零售商及其客户的售后体验，从而提升客户满意度并推动收入增长。我们的综合平台提供自动化客户服务处理、无缝的退换货管理、端到端的自动化履约服务，以及产品和运输保护，同时结合Extend一流的欺诈检测功能。通过将前沿技术与卓越的客户服务相结合，Extend使企业能够在建立消费者信任和忠诚度的同时降低成本、提高利润。
如今，Extend与跨行业的1000多家领先商户合作伙伴合作，包括时尚/服装、化妆品、家具、珠宝、消费电子、汽车零件、体育和健身等。Extend得到了业内一些最著名的科技投资者的支持，我们的总部位于旧金山市中心。
关于该职位：
作为欺诈运营专员，您将加入一个不断壮大的欺诈运营团队，执行常规的欺诈调查，以识别不良行为者并改善合法客户的用户体验。通过您的调查，您将发现欺诈和滥用的趋势，并找到新的机会来积极影响Extend的内部流程。该职位需要有欺诈和滥用运营的直接经验（电子商务环境优先），对欺诈概念的理解，与跨职能利益相关者沟通的能力，以及对电子表格和数据处理软件的了解。
您将负责的工作：
- 实时索赔审核：实时审核潜在欺诈/滥用案例的索赔，利用您的信息收集和沟通技能确保您有足够的证据做出决策，并为Extend的风险模型提供有价值的反馈。
- 风险评分判断：使用内部和外部数据审查客户行为和事件，并独立决定客户风险。在入职培训期间，您仅需对风险评分进行判断；但之后，您还将有权对索赔提出拒绝或批准的建议。
- 欺诈调查与专业领域知识：利用您的经验进行欺诈调查，并就欺诈/滥用的新兴趋势提供见解。
- 遵循流程：对每项调查负责，并认真遵循所有监管和部门规定。
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About Extend:
Extend is revolutionizing the post-purchase experience for retailers and their customers by providing merchants with AI-driven solutions that enhance customer satisfaction and drive revenue growth. Our comprehensive platform offers automated customer service handling, seamless returns/exchange management, end-to-end automated fulfillment, and product protection and shipping protection alongside Extend's best-in-class fraud detection. By integrating leading-edge technology with exceptional customer service, Extend empowers businesses to build trust and loyalty among consumers while reducing costs and increasing profits.
Today, Extend works with more than 1,000 leading merchant partners across industries, including fashion/apparel, cosmetics, furniture, jewelry, consumer electronics, auto parts, sports and fitness, and much more. Extend is backed by some of the most prominent technology investors in the industry, and our headquarters is in downtown San Francisco.
About the Role:
As a Fraud Operations Specialist, you will join a growing Fraud Ops team and perform regular fraud investigations to detect bad actors and improve user experience for legitimate customers. Through your investigations, you will detect trends in fraud and abuse and find new opportunities to positively impact Extend’s internal processes. This role requires direct experience with fraud and abuse operations (preferably in an eCommerce setting), an understanding of fraud concepts, communication skills to work with cross functional stakeholders, and knowledge of spreadsheet and data processing software.
What You Will Be Doing:
- Real-Time Claim Review: Review claims in real time for potential cases of fraud/abuse, leveraging your information gathering and communication skills to ensure you have sufficient evidence to make a decision, and providing valuable feedback for Extend’s risk models.
- Risk Score Judgments: Review customer behavior and incidents using internal and external data and independently make decisions on customer risk. During the ramp-up period, you will only make judgments on risk scores; however, afterwards, you will also have the power to recommend denials and approvals for claims.
- Fraud Investigations and Subject Matter Expertise: Bring your own experience to perform fraud investigations and deliver insights on emerging trends for fraud/abuse.
- Follow Procedure: Take ownership of each investigation and diligently follow all regulatory and departmental practices and procedures, making independent decisions based on facts and evidence, and reporting any non-standard escalations to your manager. Attend regular meetings and training for Fraud Operations best practices.
- Cross-functional Work: Collaborate with Claims, Product, and Engineering, completing ad hoc tasks to evaluate and improve in-house models to detect fraud.
- Be Proactive and Adaptable: Drive team success and achieve both independent and collaborative goals, proactively completing additional tasks for the role as needed.
What We’re Looking For:
- 2+ years of direct Fraud/Abuse Operations experience, preferably in an eCommerce environment
- Time management and efficiency: must be able to meet specified SLAs for claim reviews
- Bachelors' degree or equivalent experience, preferably in a related field
- Subject Matter Expertise in fraud concepts and prevention best practices
- Ability to perform due diligence Fraud Investigations and make determinations with evidence, efficiency, and sound reasoning
- Ability to make independent decisions to update customer risk scores and determine fraud/not fraud
- Excellent written and verbal communication, information gathering, and decision-making skills
- Positive attitude and willingness to thrive in a rapidly changing, results-driven environment
- Digital proficiency and professionalism: Able to use spreadsheets and office software like Excel, Microsoft/Google Suite
- Attention to detail and willingness to deep dive into internal and external data
- Empathetic, humble, and collaborative team player
- Candidates must be located within the continental United States
Nice to Haves:
- Prior experience in a retail or high-growth start-up environment (eCommerce)
- Familiarity with database query language such as SQL and data software like Snowflake
- Exposure to Project Management and/or CRM software like JIRA, Untangl
Estimated Pay Range: $50,000-$63,000 per year salaried*
* The target base salary range for this position is listed above. Individual salaries are determined based on a number of factors including, but not limited to, job-related knowledge, skills and experience.
Life at Extend:
- Working with a great team from diverse backgrounds in a collaborative and supportive environment.
- Competitive salary based on experience, with full medical and dental & vision benefits.
- Stock in an early-stage startup growing quickly.
- Generous, flexible paid time off policy.
- 401(k) with Financial Guidance from Morgan Stanley.
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