财务数据对账分析师
Financial Data Reconciliation Analyst
Mercury 为初创公司构建完整的金融系统。我们努力打造最便捷、最安全的银行体验，以简化企业家和企业主的财务生活。
Mercury 产品背后是一个由银行合作伙伴、内部系统、支付渠道和资金流动组成的网络，这使得客户体验强大且高效。财务数据对账团队通过确保在合作伙伴银行和内部系统中对交易进行端到端跟踪，使 Mercury 系统得以运行，通过及时、严格且高效的对账来保护客户资金。该团队负责完整的对账生命周期——从构建转换和丰富交易数据的数据管道，到匹配和调查异常情况，再到在整个业务范围内报告对账健康状况。
_*Mercury 是一家金融科技公司，不是 FDIC 保险的银行。银行业务通过 Choice Financial Group 和 Column N.A. 提供，会员 FDIC。_
我们正在寻找一位高级财务数据对账分析师，帮助在 Mercury 的银行合作伙伴和内部系统中实现、标准化并扩展对账流程。作为团队的高级成员，你将从设计到交付领导跨职能项目，并帮助其他分析师成长。你将与内部和外部合作伙伴合作，对底层资金流动进行核算、对账和调查边缘案例，这些资金流动支撑着 Mercury 的金融产品。
#### **你将：**
- 负责新旧产品和资金流动的端到端对账设计与实施，制定其他分析师可以基于的标准
- 开发和维护数据转换、丰富逻辑和匹配规则，以支持内部和外部系统中的准确且可扩展的对账
- 监控和调查对账异常，主导根本原因分析，并与产品、工程、财务和银行合作伙伴协调解决复杂问题并实施持久解决方案
- 构建监控、警报和报告，以揭示团队组合中的对账风险、趋势和改进机会
- 定义新产品和资金流动的对账要求和技术规范，在设计过程中与产品、工程、数据和财务团队早期合作
- 与会计团队合作，通过准备及时的对账分析来支持月度结账和审计准备
查看英文原文
Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners' financial lives.
Underneath Mercury’s products is a network of banking partners, internal systems, payment rails, and funds flows that enable a powerful, streamlined customer experience. The Financial Data Reconciliation team enables the Mercury system by ensuring end-to-end tracking of transactions across partner banks and internal systems, protecting customer funds through timely, rigorous, and efficient reconciliation. The team owns the full reconciliation lifecycle — from building the data pipelines that transform and enrich transaction data, to matching and investigating exceptions, to reporting on reconciliation health across the business.
_*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC._
We’re looking for a Senior Financial Data Reconciliation Analyst who will help operationalize, standardize, and scale reconciliation across Mercury’s banking partners and internal systems. As a senior member of the team, you’ll lead cross-functional initiatives from design through delivery and help other analysts grow. You’ll collaborate with internal and external partners to account for, reconcile, and investigate edge cases in the underlying money movements that power Mercury’s financial products.
#### **You will:**
- Own the design and implementation of end-to-end reconciliations for new and existing products and funds flows, setting standards that other analysts can build against
- Develop and maintain data transformations, enrichment logic, and matching rules that support accurate and scalable reconciliation across internal and external systems
- Monitor and investigate reconciliation exceptions, leading root-cause analysis and coordinating with Product, Engineering, Finance, and banking partners to resolve complex breaks and implement durable fixes
- Build monitoring, alerting, and reporting that surface reconciliation risks, trends, and improvement opportunities across the team’s portfolio
- Define reconciliation requirements and technical specifications for new products and funds flows, partnering with Product, Engineering, Data, and Finance early in the design process
- Partner with Accounting to support month-end close and audit readiness by preparing timely reconciliation analyses, summaries, and supporting documentation
- Shape and execute the reconciliation control roadmap, leading cross-functional initiatives and representing the Reconciliation team’s perspective as product coverage and operational complexity grow
- Mentor other analysts through hands-on coaching, helping them strengthen their technical and investigative skills
#### **You have:**
- 6+ years of experience working with complex transactional and financial data in fintech or financial services, including areas such as reconciliation, settlement, payment operations, and accounting
- Working knowledge of banking payment rails and card networks, such as ACH, wire transfers, RTP, FedNow, Visa, and Mastercard, with an understanding of transaction flows, clearing, settlement, returns, and exception handling
- Advanced SQL skills and hands-on experience developing and maintaining data transformation pipelines (e.g., dbt or similar)
- Strong analytical skills, with a background investigating and resolving complex financial data discrepancies
- Familiarity with enterprise reconciliation or matching tools (e.g., Blackline) or similar platforms
- Experience building monitoring or BI dashboards to communicate operational and financial metrics using tools such as Omni, Looker, or Tableau
- A track record of leading cross-functional initiatives and driving alignment across technical and non-technical partners
- Experience mentoring or developing other analysts, and a genuine interest in helping others grow
- Experience supporting audits, regulatory reporting, or financial-control testing
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.
#LI-RQ1
**Total Rewards**
The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
Our target new hire base salary ranges for this role are the following **:**
US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$171,000—$213,700 USD
US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$153,900—$192,300 USD
Canadian employees (any location):
$161,600—$209,900 CAD