高级数据科学家-投资组合策略 THREE
Senior Data Scientist-Portfolio Strategy THREE
THREE是一家快速发展的保险公司,为小型企业——从餐厅、电工到顾问——提供独特且简洁的保险产品,涵盖财产风险(如火灾、盗窃、洪水)、诉讼等。它诞生于伯克希尔哈撒韦公司,并仍为其一部分,而伯克希尔哈撒韦是全球最受尊敬的公司之一。在THREE,你将加入一个经验丰富的保险运营团队,他们注重精简高效,推崇自主性,并致力于打造一家挑战该领域最大竞争对手的小型商业保险公司。
职位职责
此职位属于一个小型团队,负责构建THREE的分析基础,以支持业务策略。核心职责包括:
- 构建和优化预测模型,以支持营销、定价、承保和运营中的业务决策
- 识别数据中的趋势、模式和异常值,并找出其根本原因
- 识别可能改善业务流程的外部数据源和模型,并评估其潜在效果
- 设计、构建和维护报告和仪表盘,帮助关键利益相关者监控核心业务流程的状态,并独立探索数据
- 通过将模型集成到整个业务中使用的生产工作流中,实现你的工作成果
- 与业务各领域的专家紧密合作,提取知识以改进模型规范并支持有效的验证
- 清晰地传达结果,使其易于理解,让其他人能够理解、信任并自信地采取行动
- 确保所有工作可重复、结构清晰、文档完整,便于审查和进一步开发
- 提供经过严格验证、逻辑检查和质量控制的决策级输出
任职要求
- 5年以上应用数据科学或统计建模经验;在保险或精算领域有经验者优先考虑
- 对概率推理和统计建模原理有良好的直觉
- 熟悉贝叶斯方法、分层建模和基于模拟的技术
- 精通Python(或R)和SQL用于数据处理和分析,熟悉概率编程库如PyMC或Stan
- 有利用AI工具加速工作流程的经验,清楚了解其局限性及所需的保障措施
查看英文原文
THREE is a growing insurance provider that sells a unique and straightforward insurance policy to small businesses – from restaurants, to electricians, to consultants – covering them against property risks (e.g. fire, theft, flood), lawsuits, and more. It was born out of and remains part of Berkshire Hathaway, one of the most respected companies in the world. At THREE, you’ll join a team of experienced insurance operators that chooses to run lean, promotes autonomy, and is charged with building a small commercial insurer that challenges the largest players in its space.
Job Responsibilities
This role is part of a small team responsible for building out THREE’s analytical foundation to help drive business strategy. Core responsibilities include:
- Build and refine predictive models that help to inform business decisions in marketing, rating, underwriting, and operations
- Identify trends, patterns, and outliers in data and find the underlying root causes
- Identify external data sources and models that could improve business processes and evaluate their potential efficacy
- Design, build, and maintain reports and dashboards that help key stakeholders to monitor the status of core business processes and to explore the data independently
- Operationalize your work by integrating models into production workflows used across the business
- Work closely with domain experts across the business to extract knowledge that improves model specification and supports effective validation
- Communicate results clearly and in a way that makes intuitive sense, so others can understand them, trust them, and act on them with confidence
- Ensure all work is reproducible, well-organized, and appropriately documented, making it easy to review and build upon
- Deliver decision-ready outputs backed by rigorous validation, sense checks, and quality control
Qualifications
- 5+ years of experience in applied data science or statistical modeling; experience in insurance or actuarial domains is a strong plus
- Strong intuition for probabilistic reasoning and the principles underlying statistical modeling
- Knowledgeable about Bayesian methods, hierarchical modeling, and simulation-based techniques
- Proficient in Python (or R) and SQL for data manipulation and analysis, and familiarity with probabilistic programming libraries like PyMC or Stan
- Experience leveraging AI tools to accelerate workflows, with a clear understanding of their limitations and the safeguards needed for quality, privacy, and security
- Strong organizational skills, acute attention to detail, and a preference for taking a methodical approach to analysis and problem-solving
- Excellent verbal and written communication skills, and an eagerness to collaborate across disciplines
About Us
Our parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through THREE will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.
BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at THREE are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.
BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include:
- Medical (PPO/HDHP), vision, disability, and life insurance.
- Enhanced dental plan with orthodontia coverage in addition to a standard plan.
- Generous PTO plan for all benefit-time eligible employees.
- Paid company holidays and 4 floating holidays.
- Paid parental leave.
- Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
- Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
- Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
- Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
- Voluntary benefits that include accident, critical illness, and hospital indemnity.
- Employee discount and rewards program on travel, tickets, electronics, home, and more.
In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $150,000 - $190,000 per year. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.
Originally posted on Himalayas