财务分析师
Treasury Analyst
财务分析师将支持日常客户财务和支付操作，主要专注于支付处理、现金管理和交易对账。该职位负责监控支付活动，确保国内和国际交易的及时准确处理，解决支付异常，并保持对账户余额和资金流动的强控制。理想的候选人可能与财务、运营、产品和开发以及内部业务团队合作，优化支付流程并确保符合公司政策、法规和银行要求。
你将负责：
- 监控并处理每日支付交易，包括ACH、电汇和支票。
- 对账银行活动、支付文件和资金流动；调查并解决差异。
- 及时处理支付异常、退回、拒付和失败交易。
- 与第三方供应商和内部利益相关者协调以解决支付问题，视情况而定。
- 支持与支付活动相关的日常资金定位和流动性报告。
- 维护支付控制、审批流程和职责分离要求。
- 协助支付预测、银行账户管理及财务报告。
- 识别自动化和改进支付处理流程的机会。
- 准备与支付量、资金活动和异常相关的运营和管理报告。
- 确保支付活动符合内部控制、支付法规、银行要求和其他适用法规。
- 执行其他职责，参与各种项目，并支持临时报告
资格要求
- 财务、会计、商业或相关领域的学士学位。
- 2–5年财务（最好是面向客户的）、支付运营、现金管理、银行业务或相关职能的工作经验。
- 对支付方式、银行流程和现金对账有深入理解。
- 有ERP和财务管理系统经验者优先。
- 精通Excel，具备强大的分析和解决问题的能力。
- 优秀的细节关注度和处理时间敏感交易的能力。
- 良好的沟通能力，能够在多个团队中有效协作。
优先考虑的经验
- 具有高流量支付处理或支付运营经验，最好是代表客户进行的。
查看英文原文
The Treasury Analyst will support daily client treasury and payment operations, with a primary focus on payment processing, cash management, and transaction reconciliation. This role is responsible for monitoring payment activity, ensuring timely and accurate processing of domestic and international transactions, resolving payment exceptions, and maintaining strong controls over account balances and cash movement.The ideal candidate may collaborate with Treasury, Operations, Product and Development and internal business teams to optimize payment processes and ensure compliance with company policies, regulations, and banking requirements.
What Will You Do:
- Monitor and process daily payment transactions, including ACH, wires, and checks.
- Reconcile bank activity, payment files, and cash movements; investigate and resolve discrepancies.
- Manage payment exceptions, returns, rejects, and failed transactions in a timely manner.
- Coordinate with third party vendors and internal stakeholders to resolve payment issues, where applicable.
- Support daily cash positioning and liquidity reporting related to payment activity.
- Maintain payment controls, approval workflows, and segregation-of-duties requirements.
- Assist with payment forecasting, bank account administration, and treasury reporting.
- Identify opportunities to automate and improve payment-processing workflows.
- Prepare operational and management reports related to payment volumes, cash activity, and exceptions.
- Ensure payment activities comply with internal controls, payment regulations, banking requirements, and other applicable regulations.
- Perform other duties, work on various projects, and support ad hoc reporting
Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or a related field.
- 2–5 years of experience in Treasury (ideally client focused), payment operations, cash management, banking, or a related function.
- Strong understanding of payment methods, banking processes, and cash reconciliation.
- Experience with ERP and treasury management systems preferred.
- Advanced Excel skills and strong analytical/problem-solving abilities.
- Excellent attention to detail and ability to manage time-sensitive transactions.
- Strong communication skills and ability to work effectively across multiple teams.
Preferred Experience
- Experience with high-volume payment processing or payment operations, preferably on behalf of clients.
- Familiarity with ACH, domestic/international wires, SWIFT, and payment file formats.
- Experience with treasury management systems, ERP platforms, or banking portals.
- Knowledge of payment automation, fraud prevention, and treasury controls.
Originally posted on Himalayas