高级抵押贷款承保人-西海岸或偏好西海岸工作时间
Sr. Mortgage Underwriter- West Coast or west coast hours preferred
Sutherland Mortgage Services Inc. 是一家全国领先的全方位抵押贷款解决方案提供商，包括贷款发起、承销、处理、结案、结案后以及贷款服务支持。凭借30多年的经验，我们开发了一个集成的BPO平台。Sutherland 与一些全球知名的公司建立了互利的关系。Sutherland Mortgage Services 的团队成员在全国各地通过我们先进的居家办公（WAH）计划开展工作。我们具备无与伦比的能力，为客户提供最高价值和最大回报。我们是一个协作、体贴且友好的团队。我们认为多元化、包容性和尊重的工作环境非常重要，并支持您的职业发展、内部流动性和工作与生活平衡。
我们现在正在招聘一名可以居家办公的抵押贷款承销员，公司将提供设备。我们寻找技术精湛、细心且目标导向的承销员，要求有零售或对应方前线抵押贷款承销经验。如果您希望建立一份充实的职业生涯，并且自信您具备帮助我们成功所需的技能和经验，我们期待与您合作！
您将负责：
- 根据内部、客户和投资者政策对申请进行决策。
- 分析就业状况、信用强度、房产特征及其他与每份抵押贷款申请信用决策相关的信息。
- 对工作流程队列中的交易进行优先排序，以减少处理时间。
- 在放款前确定每笔交易需要满足的条件。
- 使用承销系统输入：选定的条件、信用信息、房产详情和借款人信息。
- 验证收到的支持性就业、首付、评估和财务文件的准确性。
- 审核文件是否符合内部和监管指南。
- 与处理人员沟通，获取完成承诺中规定要求所需的高质量文件
- 5年以上抵押贷款承销经验优先
- 强大的沟通能力，包括口头和书面表达
- 强大的分析能力
- 能够解决出现的复杂问题
- 有良好的组织能力，能够优先处理任务并同时处理多项工作
- 要求有AUS相关经验
- 要求有FNMA/FHLMC指南经验
- 有Encompass/Empower经验者优先
查看英文原文
Sutherland Mortgage Services Inc. is a premier nationwide provider of end to end mortgage solutions including originations, underwriting, processing, closing, post-closing and loan servicing support. With over 30 years of experience we have developed an integrated BPO platform. Sutherland has built mutually beneficial relationships with some of the world’s most recognized companies. Sutherland Mortgage Services’ Team Players work throughout the country with our state-of-the-art Work at Home (WAH) Program. We offer an unmatched ability to deliver the highest value and greatest returns to our customers. We are a collaborative, considerate and friendly team. Having a diverse, inclusive and respectful workplace is important to us and we support your career development, internal mobility and work-life balance.
We are now hiring a Mortgage Underwriter to work from home with Sutherland equipment provided. We are seeking top notch, attentive, and goal-oriented underwriters who have experience in retail or correspondent frontline mortgage underwriting. If you are looking to build a fulfilling career and are confident you have the skills and experience to help us succeed, we want to work with you!
What you will be doing?
- Decision incoming applications consistent with internal, client and investor policies.
- Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
- Prioritize deals in Workflow queue in order to minimize turnaround time.
- Select required conditions on each deal to be satisfied prior to funding.
- Using the underwriting system, input: selected conditions, credit information, property details, and borrower information.
- Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received.
- Review documentation for compliance with internal and regulatory guidelines.
- Correspond with processors to attain outstanding documentation needed to complete requirements as stipulated on the commitment.
- 5+ years prior Mortgage Underwriting experience preferred.
- Strong communication skills, verbal and written
- Strong analytical skills
- Demonstrated ability to resolve complicated issues as they arise
- Proven organizational skills and demonstrated ability to prioritize and multi-task
- Prior AUS experience required
- Prior experience with FNMA/FHLMC guidelines required
- Encompass/Empower experience a plus
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status.
At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all
Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file.
Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status.
At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all
Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file.
Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.