Product Manager: Finfra
医疗保险对于大多数人来说，是他们发生的事情：一个由别人选择的计划，没有太多空间适合他们的生活.Thatch 正在改变这一点。我们帮助公司给每个员工提供真正的医疗预算而不是一套全方位计划，这样人们可以选择适合他们的工作覆盖和护理，雇主得到可预测成本。这是个简单的想法，但让它成为现实意味着解决健康保健，支付和技术方面的困难问题，我们刚开始了。我们寻找喜欢解决复杂的问题的人，使用良好的判断力，并且通过模糊性工作感到舒服。关于 Thatch 正在改变医疗保健福利的作用。我们为公司提供一种方式，让每个员工选择适合他们的生活计划的健康预算，同时给雇主可预测成本，他们可以控制。使得这可能意味着解决医疗保健，支付和技术中的困难问题。我们寻找喜欢解决复杂的问题的人，真正拥有责任，并且很舒服地通过模糊性工作。这里的人们对所做的做事有真实的责任，并深切关心重要的工作。我们的金融基础设施 (Finfra) 团队在 Thatch 建立了从雇主资金和保险费到会员退款和卡交易等，持有，移动和账户的系统。我们正在寻找一个产品经理来塑造 Thatch 的增长驱动的金融系统。你将拥有我们的本书，货币流动和银行战略，改善通过我们的平台流动的经济状况，并为新金融产品构建基础。你将与工程，财务和合规密切合作解决复杂的问题，而可靠性和获取细节真正重要。· 拥有 Thatch 金融基础设施的战略和路线图，平衡可靠性，单位经济学和新产品机会。· 建立并发展我们的统一账本，创造一个可信赖的记录系统来调整，报告和财政运营。· 从溢价支付和退款到卡交易和银行集成等货币流动更可靠和可扩展。·改善我们如何持有和移动资金的经济学，包括财政管理，收益率和交易。
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About Thatch
For most people, health insurance is something that happens to them: a plan chosen by someone else, with little room to fit their life. Thatch is changing that. We help companies give every employee a real healthcare budget instead of a one-size-fits-all plan, so people can choose the coverage and care that works for them, and employers get predictable costs they can control.
It’s a simple idea, but making it real means solving hard problems across healthcare, payments, and technology, and we’re just getting started. We look for people who like solving complex problems, use good judgment, and are comfortable working through ambiguity. People here care deeply about our customers, take real responsibility for what gets built, and are driven by doing work that matters.
About the role
Thatch is changing healthcare benefits. We give companies a way to offer every employee a health budget to choose the plan that fits their life, while giving employers predictable costs they can control. Making that possible means solving hard problems across healthcare, payments, and technology.
We look for people who like solving complex problems, take real ownership, and are comfortable working through ambiguity. People here have real responsibility for what gets built and care deeply about doing work that matters.
Our Financial Infrastructure (Finfra) team builds the systems that hold, move, and account for money across Thatch, from employer funding and insurance premiums to member reimbursements and card transactions.
We're looking for a Product Manager to shape the financial systems powering Thatch's growth. You'll own our ledger, money movement, and banking strategy, improve the economics of how money flows through our platform, and build the foundation for new financial products. You'll work closely with Engineering, Finance, and Compliance to solve complex problems where reliability and getting the details right really matter.
What you will do
- Own the strategy and roadmap for Thatch's financial infrastructure, balancing reliability, unit economics, and new product opportunities.
- Build and evolve our unified ledger, creating a trusted system of record for reconciliation, reporting, and treasury operations.
- Make money movement more reliable and scalable, from premium payments and reimbursements to card transactions and banking integrations.
- Improve the economics of how we hold and move funds, including treasury management, yield, and transaction costs.
- Evaluate opportunities in card issuing, credit, and other financial products, making thoughtful decisions about what to build versus partner on.
- Partner with Engineering, Finance, Operations, Legal, and Compliance to design systems that are scalable, auditable, and built to meet regulatory requirements.
What we're looking for
- 5+ years of product management experience building payments, banking, or financial infrastructure products.
- Deep understanding of financial systems, including money movement, ledgers, reconciliation, or banking infrastructure.
- Strong technical fluency, with experience working closely with engineers on APIs, data models, and system design.
- Experience building in regulated environments where reliability, accuracy, and compliance are critical.
- Strong product judgment and financial instincts. You understand the business impact of technical decisions and know how to navigate trade-offs.
- A track record of owning complex products end-to-end, bringing clarity to ambiguity, and delivering meaningful results.
Experience that stands out
- Building double-entry ledgers, reconciliation systems, or other core financial infrastructure.
- Working with FBO or omnibus accounts, sponsor banks, or banking-as-a-service platforms.
- Launching card issuing, credit, or lending products.
- Improving treasury operations, float management, or payment economics.
- Navigating complex integrations with banking and financial technology partners.
How we work
- We give people ownership and trust them to make good decisions.
- We move quickly, learn from customers, and improve continuously.
- We solve hard problems together, regardless of team or title.
- We care more about building the right thing than following a perfect process.
What to expect
We aim to keep the process thoughtful, rigorous, and efficient. Most candidates complete it within three weeks. You can expect:
- An initial conversation with a recruiter.
- A conversation with the hiring manager, including a product review discussion.
- Conversations with product, engineering, design, and cross-functional teammates.
- A final conversation with executive leadership.
Estimated Compensation Range
$160,000—$210,000 USD