Senior Financial Portfolio Analyst, Servicing
关于 Figure Technology Solutions, Inc. (Nasdaq: FIGR;OPEN:FGRS) 是创建，资金，销售和交易代币化资产的首屈一指的区块链本土资本市场。超过480个合作伙伴使用其贷款源头系统和资本市场。集体上，Figure 及其合作伙伴迄今为止已经获得了30亿美元以上的贷款，包括其他产品。增长最快的组件是 Figure Connect,其信用市场以及民主化的 Prime,Figures 在连锁借贷市场。图生态系统还包括 DART （数字资产登记技术）为资产保管和扣押权完善，以及$YLDS,这是美国证券交易委员会1933年"证券法"下注册的收益性稳定币。图是现实世界资产代码化市场领导者。该公司获得 S&P 和 Moody's 对多项贷款证券化的三级 A 评分，这是区块链金融领域首个类型。我们很自豪被认为是福布斯50强度金融科技公司之一和 CNBC 全球顶尖金融科技公司。关于角色 图为聘请高级金融投资组合分析师服务提供先进的财务分析，投资组件绩效监测，服务成本建模，合规监督和对服务组合预测。该角色支持服务运营，资本市场，收藏/默认，投资者报告和资产管理等跨职能团队。你将要做什么？服务 P&L 管理？? 维护和增强服务利模式，包括收入流，附加费用，子服务成本，提款，迟到费用，回报和公司分配。· 投资组合分析 通过建模折扣率，CPR/预付速度，违约曲线和成本到服务假设来支持抵押贷款服务权 (MSR) 的估值。· 构建对静态池的表现，违约迁移，修改结果，处置量计和收费效果进行追踪仪表板。· 收入与成本预测 基于投资组件平衡，流出，支付额和利息条件的预测服务收入；开发违约支出，闭关时间表，索赔回报和 REO 绩效模型。·风险和合规监测 为服务组件提供财务绩效分析，风险评估和合规性监测。·保证金和先进建模
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About Figure
Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.
Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.
We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.
About the Role
Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio. This role supports cross-functional teams such as Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.
What You’ll Do
- Servicing P&L Management — Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
- MSR Valuation Support — Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
- Portfolio Analytics — Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
- Revenue & Cost Forecasting — Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
- Risk & Compliance Monitoring — Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
- Escrow & Advance Modeling — Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
- Operational & Strategic Support — Contribute financial insights to operational efficiency initiatives.
- Reporting & Executive Presentations — Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.
What We Look For
Required Qualifications
- Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
- 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
- Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
- Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
- Ability to work independently and manage complex workloads with strict deadlines.
Preferred Qualifications
- Master’s degree (MBA or related).
- CPA or similar financial certification (preferred).
Salary
- Compensation Range: $85,360 - $128,040/yr
- Quarterly 25% bonus target
- Company equity in the form of RSUs
- This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs
Benefits
- Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care, 401k, and commuter benefits
- Employer-funded life and disability insurance coverage
- 11 Observed Holidays & PTO plan
- Up to 12 weeks paid family leave
- Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.
Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
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