出海雷达

Senior Business Analyst - US Payments

其他限定地区(需当地身份)与中国几乎无重叠,需长期倒时差
公司Form3
薪资未公开
工作地点Canada、United States
地域资格限定地区(需当地身份)
时区要求与中国几乎无重叠,需长期倒时差
用工类型permanent
发布时间2026-04-08
数据来源4dayweek.io
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注意地域限制:该职位明确限定在 Canada、United States 招聘。如果你是位于中国大陆的求职者,通常需要当地工作身份才能投递,或需与雇主确认是否接受独立合同(Contractor)形式合作。
作息提示:与中国几乎无重叠,需长期倒时差。
关于本页中文:职位描述由本机离线模型翻译,属机器翻译,供快速判断用;正式沟通与投递请以英文原文为准。官方翻译通道恢复后会自动重译升级。

**THE ROLE** **** 这是一个令人兴奋的机会,让高级商业分析师加入 Form3美国产品团队。这个角色将支持 Form3在美国支付产品套件的持续开发和交付,作为相关支付方案的主题专家,与产品,工程和外部利益相关者密切合作。根据你的经验和背景,你可以关注我们现场 FedNow 和 RTP 解决方案的不断发展和优化,或者支持 ACH 和 Fedwire 之间建立新的能力。**Key Responsibility** - 根据你的经验和背景,在美国一或多个支付产品线上拥有业务分析活动。- 支持我们现场 FedNow 和 RTP 解决方案的开发和持续改进以及/或支持设计和建立新的 ACH 和 Fedwire 门户功能。- 培养有关美国支付计划的深刻了解,包括其规则,流程和技术要求。作为内部团队和外部利益相关者专家主题。- 与产品管理人员和工程团队密切合作,将产品需求转化为可交付的解决方案。- 写用户故事,定义接受标准并创建功能和非功能规范。- 对产品变化对 API,服务,数据和运营过程的影响进行分析。- 在整个产品开发生命周期中支持产品发现,测试和交付。- 使用数据和客户见解来告知产品决策并确定改进的机会。**我们正在寻找一个有经验且多元化的高级商业分析师,拥有强大的美国支付知识和能力掌握复杂的工作领域。**重要:** - 作为高级商业分析师,商业分析家,产品所有者或类似的产品专注角色在支付或金融服务领域具有重要经验。- 与美国支付体系工作丰富的经验,理想情况下包括 FedNow,RTP,ACH 和/或 Fedwire. - 对相关美国支付方案运作的详细了解。-与支付网关产品,API 和/或基于云技术的工作丰富的体验。- 用户故事编写,接受标准和功能要求的经验。

查看英文原文

**THE ROLE** **📝**

This is an exciting opportunity for a Senior Business Analyst to join the US Product team at Form3. The role will support the continued development and delivery of Form3’s US payments product suite, acting as a subject matter expert across the relevant payment schemes and working closely with Product, Engineering and external stakeholders.

Depending on your experience and background, you may focus on the ongoing development and optimisation of our live FedNow and RTP solutions, or support the build of new capabilities across ACH and Fedwire.

**Key Responsibilities**

- Take ownership of business analysis activities across one or more US payment product lines, depending on your experience and background.
- Support the development and continuous improvement of our live FedNow and RTP solutions and/or support the design and build of new ACH and Fedwire gateway capabilities.
- Develop a strong understanding of the relevant US payment schemes, including their rules, processes and technical requirements. Act as a subject matter expert for internal teams and external stakeholders.
- Work closely with Product Managers and Engineering teams to translate product requirements into deliverable solutions.
- Write user stories, define acceptance criteria and create functional and non-functional specifications.
- Analyse the impact of product changes across APIs, services, data and operational processes.
- Support product discovery, testing and delivery throughout the product development lifecycle.
- Use data and customer insight to inform product decisions and identify opportunities for improvement.

**WE ARE LOOKING FOR** **🔍**

We are looking for an experienced and versatile Senior Business Analyst with strong knowledge of US payments and the ability to take ownership of complex areas of work.

**Essential:**

- Significant experience as a Senior Business Analyst, Business Analyst, Product Owner or in a similar product-focused role within payments or financial services.
- Strong experience working with US payment schemes, ideally including FedNow, RTP, ACH and/or Fedwire.
- A detailed understanding of how relevant US payment schemes operate.
- Experience working with payment gateway products, APIs and/or cloud-based technology.
- Proven experience writing user stories, acceptance criteria and functional requirements.
- Experience analysing complex requirements and their impact across products, services and platforms.
- A strong understanding of the product development lifecycle.
- Excellent stakeholder management and communication skills, particularly when working with Engineering teams.
- The ability to work autonomously and effectively in a fast-paced, delivery-focused environment.

**INTERVIEW PROCESS** **✍️**

**Stage One:** Screening Call with the Talent Team

**Stage Two:** Team Interview with a Senior Business Analyst and Senior Product Manager

**Stage Three:** Case Study Interview with two Heads of Product

We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!

**HIRING LOCATIONS** **📍**

We're currently able to consider applications from candidates based in Ontario (Canada) and the following US states: Connecticut, Florida, New Jersey, New York and North Carolina.

This is a fully remote role. You'll be expected to travel occasionally for team and customer meetings, primarily to New York, with occasional travel to the UK.

**BENEFITS 🏝️**

Form3 are a 100% remote, flexible business and are able to offer part-time working arrangements. We believe this enables our people to achieve amazing things with a healthy work-life balance.

For further information on what it’s like to work here, and for more information on our full benefits package, visit our [careers page](https://www.form3.tech/careers). If you have any other questions, we’d be happy to discuss these with your during the interview process.

**ABOUT FORM3** **💭**

At Form3, we're building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter and more resilient payment experiences. We're committed to creating a flexible, inclusive workplace where people can do their best work. As a remote-first company, we support flexible working patterns and offer part-time opportunities where possible. We continually invest in our people through a competitive benefits package, although these vary by location. Speak to our Talent Team to learn what's available where you are.

For more information about life at Form3, check out the following pages:

[What we do](https://vimeo.com/465419215) | [Life at Form3](https://www.form3.tech/culture) | [Benefits](https://www.form3.tech/careers) | [Flexa-verified employer](https://flexa.careers/companies/form3) | [Podcasts](https://podcast.form3.tech/)

**OUR DEI&B COMMITMENT**

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences.

Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be.

As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage.

If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to [careers@form3.tech](mailto:careers@form3.tech) clearly stating your consent for us to process this data.

For more information please refer to our [Recruitment Data Policy](https://www.form3.tech/legal/recruitment-data-policy).

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