承保专员
Underwriting Specialist
以能力为本，我们独特的公司文化奖励主动进取者以及致力于为客户利益而努力的人。
作为Oxford Risk Management Group的承保专员，您需要具备批判性思维，拥有出色的沟通能力、高度的组织能力、能够经常多任务处理，并能持续为客户提供世界级的服务。承保专员必须富有创造力，享受在小型、创业型环境中工作，这种环境以使命为导向、结果导向并注重社区。理想的候选人应具备广泛的财产与意外险知识，包括商业财产、汽车、一般责任和GAP保险，并能在各种情况下做出良好的判断，具备出色的书面和口头沟通能力、行政和组织技能，能够在多个优先事项之间保持现实的平衡。承保专员应能够独立完成从构思到完成的项目，并能够在压力下工作，以谨慎的方式处理各种活动和机密事务。
您的影响
- 分析财产与意外险政策，包括商业财产、商业汽车、一般责任和GAP保险，以完成并识别保障缺口。
- 分析损失记录和索赔历史，并根据需要提出适当的承保条款、条件和风险缓解建议。
- 完成商业保单申请表并收集与P&C风险暴露相关的承保信息。
- 与客户进行承保电话沟通，讨论财产、责任、汽车和GAP计划中的未投保或不足额风险，并获取用于精算定价的适当数据。
- 审核保单续保信息，制定并承保续保方案，并提供包含支持文件的报价摘要以获得签字批准。
- 提交案件文件以进行风险分析报告和精算定价。
- 审核大量信息和原始数据，确保其准确性和完整性。
- 评估客户风险，并建议适当的保障增强措施，以应对财产、意外、汽车责任、实物损坏、一般责任和GAP相关风险。
- 将承保文件发送给客户，以支持当前符合条件的保障建议。
查看英文原文
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
As an Underwriting Specialist at Oxford Risk Management Group, you will be required to execute critical thinking and should have strong communication skills, a high level of organization, the ability to multitask often, and be able to consistently provide world-class customer service to our clients. The Underwriting Specialist must be creative and enjoy working within a small, entrepreneurial environment that is mission-driven, results-driven, and community oriented. The ideal candidate will have extensive knowledge of Property & Casualty insurance programs, including Commercial Property, Auto, General Liability, and GAP Coverage, and the ability to exercise good judgment in a variety of situations, with strong written and verbal communication, administrative and organizational skills, and the ability to maintain a realistic balance among multiple priorities. The Underwriting Specialist will have the ability to work independently on projects, from conception to completion, and must be able to work under pressure at times to handle a wide variety of activities and confidential matters with discretion.
Your Impact
- Analyze Property & Casualty insurance policies, including Commercial Property, Commercial Auto, General Liability, and GAP Coverage, for completion and to identify gaps in coverage.
- Analyze loss runs and claims history and propose appropriate underwriting terms, conditions, and risk mitigation recommendations as necessary.
- Complete commercial policy intake forms and gather underwriting information related to P&C exposures.
- Conduct underwriting calls with clients to discuss uninsured or underinsured risks across property, liability, auto, and GAP programs, and obtain appropriate data for actuarial pricing.
- Review policy renewal information, develop and underwrite a renewal position, and provide a quote summary with supporting documentation to be approved for sign-off.
- Submit case files for risk analysis reporting and actuarial pricing.
- Review large amounts of information and raw data for accuracy and completeness.
- Evaluate client exposures and recommend appropriate coverage enhancements to address property, casualty, auto liability, physical damage, general liability, and GAP-related risks.
- Send underwriting documents to clients to support suggested eligible coverages for the current policy year.
- Explain definitions and applications of Oxford’s various lines of coverage, with an emphasis on Property & Casualty, Auto, General Liability, and GAP Coverage solutions.
- Review and coordinate with the Claims Department for underwriting sign-off and claims trend analysis.
- Maintain knowledge of industry trends, underwriting guidelines, regulatory requirements, and emerging risks impacting the Property & Casualty insurance marketplace.
Successful Candidate Will Have
- Bachelor’s degree required.
- 5+ years of underwriting experience required.
- 2+ years of experience reviewing and underwriting Property & Casualty insurance policies, including Commercial Auto, General Liability, and GAP Coverage programs, and servicing claims required.
- P&C license or industry designation preferred.
- Strong Property & Casualty background reviewing policies to ensure complete files, identifying gaps in coverage, and evaluating complex risk exposures.
- Knowledge of underwriting principles related to Commercial Property, Commercial Auto, General Liability, Umbrella/Excess Liability, and GAP Coverage products.
- Experience analyzing loss runs, claims trends, exposure data, and renewal information to support underwriting decisions.
- Demonstrated proactive approaches to problem-solving with strong decision-making capabilities.
- Highly resourceful team player, with the ability to also be extremely effective independently.
- Captive insurance experience is preferred.
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
- Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
Recruiting Vendor Disclosure Statement
Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
Originally posted on Himalayas