控制器
Controller
**关于 SafeLease**
在 SafeLease,我们正在重新思考在技术变革时代如何销售财产与责任保险。我们认为,行业最大的低效问题不是技术问题——而是结构性问题。我们正在组建一支团队来解决这些问题。
SafeLease 是一家盈利的保险公司,为商业地产主及其租户设计、承保并分发专业保障。大多数保险公司要么分发产品,要么承担风险——我们两者都做。我们用自己的资本支持保单,这意味着我们掌控整个链条:产品设计、技术以及我们的行动速度。这种端到端的所有权让我们能够为客户带来真正的灵活性,为全国超过 4000 处物业、价值数十亿美元的保险节省时间和成本。
我们有 85 名员工,每年增长超过 100%,并且在不牺牲盈利能力或文化的情况下实现了这一增长。在这里,你将获得高度自主权和广泛的解决问题的范围。我们拥抱最新的技术,快速协作,并以小型公司的强度运营,每个人的工作都清晰可见。如果你正在寻找一个与认真对待工作的伙伴一起磨练技艺的地方,你会很快融入这里。
## **职位简介**
SafeLease 正在招聘一名财务总监,负责公司所有会计、财务报告和内部控制工作——全面负责我们的管理总代理(MGA)业务和再保险承保人。该职位负责双轨制报告:SafeLease 及其合并实体的美国通用会计准则(U.S. GAAP)财务报表,以及根据 NAIC 法定会计准则向各州保险监管机构提交的法定财务报表。理想的候选人应具备四大审计公司的背景,同时拥有保险承保商的实际会计经验,并在高增长环境中建立和扩展财务职能的业绩记录。这是一个高可见度的领导职位,向首席执行官汇报,并直接接触高级管理层和战略决策。
## **主要职责**
- 全面负责 MGA 和再保险承保人的所有会计运营,包括总账管理、月度/季度/年度结账,以及生产者与承保人之间的内部会计。
- 按照美国通用会计准则(U.S. GAAP)和法定会计准则(SAP)准备并及时交付准确的财务报表,
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**About SafeLease**
At SafeLease, we're rethinking how P&C insurance is sold in an age of technological change. We believe the industry's biggest inefficiencies aren't technical problems — they're structural ones. And we're building the team to tackle them.
SafeLease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants. Most insurance companies either distribute products or bear the risk — we do both. We back our policies with our own capital, which means we control the full stack: product design, tech, and the speed at which we move. That end-to-end ownership lets us offer customers real flexibility, saving time and money for more than 4,000 properties insured for billions in value nationwide.
We're a team of 85, growing over 100% annually, and we've done it without sacrificing profitability or culture. Here, you'll get high discretion and a wide aperture of problems to solve. We embrace the newest technologies, move fast together, and operate with the intensity of a small company where every person's work is visible. If you're looking for a place to sharpen your craft alongside people who take their work seriously, you'll fit right in.
## **About The Role**
SafeLease is hiring a Controller to lead all accounting, financial reporting, and internal controls across the organization — with full ownership spanning our Managing General Agent (MGA) operations and our surplus lines insurance carrier. The role owns dual-track reporting: U.S. GAAP financial statements for SafeLease and its consolidated entities, and statutory financial statements filed with state insurance regulators under NAIC Statutory Accounting Principles. The ideal candidate combines a Big Four audit foundation with hands-on accounting experience inside an insurance carrier, and a track record of building and scaling finance functions in a high-growth environment. This is a high-visibility leadership role reporting to the CEO with direct exposure to senior leadership and strategic decision-making.
## **Key Responsibilities**
- Own and oversee all accounting operations across the MGA and the surplus lines carrier, including general ledger management, month-end / quarter-end / year-end close, and intercompany accounting between the producer and the underwriter.
- Prepare and deliver timely, accurate financial statements in accordance with both U.S. GAAP and Statutory Accounting Principles (SAP), including the NAIC P&C Annual Statement, quarterly statements, and audited statutory financial statements.
- Manage statutory reporting and regulatory filings: NAIC Schedules F (reinsurance), P (loss reserves), D (investments), and T (premium by state); Risk-Based Capital (RBC) calculations; IRIS ratios; and domiciliary and non-admitted / surplus lines state filings.
- Oversee MGA accounting under the NAIC Managing General Agents Act (Model #225), including premium trust / fiduciary accounts, the MGA-to-carrier reporting cycle, and quarterly accounting packages submitted to the carrier in a form usable for completion of the Annual Statement.
- Design, implement, and maintain robust internal controls and financial policies that scale with organizational growth (SOX-style frameworks preferred).
- Lead the annual statutory and GAAP audits and serve as the primary liaison with external auditors, tax advisors, state insurance examiners, and the engaged actuary.
- Build, mentor, and develop a high-performing accounting team; establish best-in-class processes and a culture of continuous improvement.
- Manage consolidated financial reporting across SafeLease entities, including intercompany transactions and eliminations between the MGA and the carrier.
- Partner with the CEO and senior leadership to provide financial insights, variance analysis, and strategic recommendations.
- Own premium and claims accounting cycles, ceded and assumed reinsurance accounting, deferred acquisition cost (DAC) treatment, and loss reserve accounting.
- Oversee cash management, treasury functions, investment accounting (including NAIC SVO-rated portfolios), and capital allocation reporting.
- Ensure compliance with federal, state, and local tax requirements, including premium tax filings and surplus lines tax compliance across multiple jurisdictions.
- Evaluate and enhance financial systems, tools, and technology infrastructure to support scalability and operational efficiency.
- Support fundraising, investor reporting, and due diligence processes as needed.
## **Required Qualifications**
- **Insurance carrier experience required**, with responsibility spanning an MGA and a surplus lines (Excess & Surplus / E&S) or admitted carrier.
- **Statutory accounting (SAP) and NAIC reporting experience required** — including preparation or direct oversight of the NAIC Annual Statement and quarterly statements.
- **Big Four background required** — audit or assurance experience at Deloitte, PwC, EY, or KPMG.
- **CPA designation required**; Bachelor’s degree in Accounting, Finance, or related field.
- **Minimum 7 years of progressive accounting and finance experience.**
- **Deep expertise in both U.S. GAAP and SAP**, the differences between the two frameworks, and the bridging entries required to reconcile them.
- **Demonstrated experience managing accounting functions across multiple legal entities and lines of business**.
- **Strong technical accounting skills** including consolidations, intercompany eliminations, premium accounting (written / earned / unearned), loss reserve accounting, and reinsurance accounting (ceded and assumed).
- **Hands-on familiarity with NAIC Schedules F, P, and D**, and Risk-Based Capital reporting.
## **Preferred Qualifications**
- Master’s degree in Accounting, Finance, MBA, or a related advanced degree.
- Experience inside a high-growth insurtech, specialty insurer, or scale-up environment.
- Prior responsibility for state-by-state premium tax filings and surplus lines tax compliance.
- Experience operating inside an insurance holding structure (HoldCo + carrier + MGA).
- Familiarity with investment accounting under SSAP No. 26R, SSAP No. 30R, and SSAP No. 43R (bonds, equities, structured securities).
- Proficiency with insurance-specific statutory reporting and ERP platforms (Workiva, EagleEye, SunGard EAS, SAP Insurance, or similar) and modern financial planning tools.
- SOX or SOX-style internal controls implementation experience.
**Why SafeLease?**
**The tech:** Our prospects convert fast because we’re solving real problems and delivering serious value to commercial real estate owners.
**The team:** We’re a team of seasoned pros and sharp operators who know how to move fast and build smart. High standards, low ego.
**The stability:** We’re well-funded, growing fast, and we make sure our team shares in that success with competitive pay and equity.
**The employee experience:** We also offer unlimited PTO, full health benefits, flexible work setups, and the kind of culture where people _want_ to show up to do their best work.
_If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory._
_Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check._