双语，全国现场承保顾问
Bilingual, National Field Underwriting Consultant
双语区域现场核保员是万通保险著名核保团队的关键成员，负责在魁北克、曼尼托巴、萨斯喀彻温以及大西洋加拿大地区，结合现场协作与创新核保实践开展工作。该职位需要与顾问、客户和批发商紧密合作，提供专业的医疗和财务现场核保服务，包括案件包装和承保备忘录准备。区域现场核保员在支持我们的峰会体验方面发挥关键作用，通过卓越的现场核保提升客户满意度和业务增长。
主要职责：
- 按照万通保险的理念和标准进行风险评估和分类。
- 主动且及时地支持顾问和客户，特别是处理超过500万美元的寿险案件。
- 通过强大的顾问关系和卓越的现场核保实践促进销售。
- 准备全面的承保信函，并及时回应初步意见和查询。
- 直接与客户沟通，提供定制的初步意见。
- 与全国现场核保员及总部核保员协作，确保一致性和最高质量的决策。
- 与内部和外部合作伙伴保持积极有效的关系，包括顾问、批发商和其他专家。
- 通过参加核保和销售团队会议，了解行业趋势和指南。
- 通过识别不必要的风险并提出替代产品解决方案来管理客户期望。
- 遵守有关风险分类、保密性和披露的消费者法律法规。
- 识别并提出改进流程和客户体验的解决方案。
- 制作并交付演示文稿，定期举行面对面会议以加强顾问关系。
- 代表万通保险对外进行交流。
任职要求：
- 至少15年核保经验，专注于超过500万美元的寿险案件。
- 具有以销售和关系为导向的核保业绩记录。
- 对保险产品、财务和医疗指南以及影响死亡率的非医疗风险有深入了解。
- 具有财务报告经验，并接受过反洗钱培训。
- 能够与顾问、批发商和核保员协作工作，
查看英文原文
The bilingual Regional Field Underwriter is a key member of Manulife’s renowned Underwriting team, operating at the intersection of field-level collaboration and innovative underwriting practices across Quebec, Manitoba, Saskatchewan and Atlantic Canada. This role involves working closely with advisors, clients, and wholesalers, providing expert medical and financial field underwriting services, including case packaging and cover memo preparation. The Regional Field Underwriter plays a crucial role in supporting our Summit Experience and enhancing client satisfaction and business growth through excellence in field underwriting.
Key Responsibilities:
- Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.
- Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.
- Enhance sales through strong advisor relationships and excellence in field underwriting practices.
- Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.
- Engage directly with clients to provide curated preliminary opinions.
- Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.
- Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.
- Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.
- Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.
- Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
- Identify and propose solutions to enhance processes and customer experience.
- Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.
- Represent Manulife externally.
Required Qualifications:
- Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.
- Proven track record in underwriting with a sales and relationship-focused mindset.
- Strong understanding of insurance products, financial and medical guidelines, and non-medical risks impacting mortality.
- Experience with financial reports and training in anti-money laundering practices.
- Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.
- Proficiency in Microsoft Word, PowerPoint, Excel, and Teams.
- Strong time management, organizational skills, and ability to analyze complex information.
- Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from all jurisdictions/provinces within Canada.
Preferred Qualifications:
· Working towards, or completion of FALU, FLMI, and ACS designations.
When you join our team:
- We’ll empower you to learn and grow the career you want.
- We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
- As part of our global team, we’ll support you in shaping the future you want to see.
The role being advertised is an existing vacancy.
About Manulife and John Hancock
Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit .
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact .
Working Arrangement
RemoteSalary & Benefits
Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact for the salary range for your location.
Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact for more information about U.S.-specific paid time off provisions.
We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.
Originally posted on Himalayas