首席合规官
Chief Compliance Officer
在River，我们正在打造全球最值得信赖的金融机构，通过比特币，让每个人都能掌控自己的财务生活。我们相信一个未来，每个人都会有比特币储蓄，每家企业都会在资产负债表中持有比特币。我们专注于设计和构建令人愉悦的产品，帮助客户购买、出售、保护和使用比特币。我们对信任和透明度有着与所托付资金同样严肃的标准。
River目前拥有州级货币传输商许可证，我们在每个成长阶段都在提升合规计划的水平，包括我们追求OCC国家信托执照的过程中。我们正在寻找一位首席合规官，从头到尾建立并负责该计划：一位能够严谨地管理我们的日常合规和监管义务的人，担任我们的BSA官员，支持执照申请工作，并在River进入下一阶段时成为与监管机构、检查员和银行合作伙伴之间值得信赖的声音。
River正在快速成长，并已从包括Goldcrest、Kingsway、Polychain、M13、DG和Valor在内的顶级投资者那里筹集了超过5000万美元。我们还公开发布了[公司财务状况](https://river.com/financials)和[储备证明](https://river.com/reserves)，因此所有客户和员工都可以自行验证业务的稳健性和增长情况。
### **你将负责的工作**
- 领导并发展River的合规分析师团队，设定团队运作、招聘和发展的标准
- 担任River的BSA官员，全面负责BSA/AML和制裁（OFAC）计划，包括政策、监控、调查和报告
- 建立并维护公司在各业务部门的合规政策和程序，并开展一项与River及监管环境变化同步的全员培训计划
- 负责River的合规风险评估，并确保结果推动跨职能项目优先级以解决差距
- 开发并运行独立的合规测试和监控功能，与日常BSA监控分开
- 维护River的州级货币传输商许可证（MTLs），包括续期和特定许可证的检查准备，同时与高管领导、外部律师和顾问一起推进River的OCC国家信托执照流程
查看英文原文
At River we are building the world’s most trusted financial institution to empower people to take ownership of their financial lives through Bitcoin, the world’s only incorruptible digital money. We believe in a future where every person will have bitcoin savings, and every business will have bitcoin on the balance sheet. We obsessively design and build delightful products that help our clients buy, sell, secure, and use Bitcoin. We hold ourselves to a standard of trust and transparency that matches the seriousness of the money we're entrusted with.
River currently operates under state money transmitter licenses, and we're raising the bar on what a world-class compliance program looks like at every stage of our growth, including as we pursue an OCC national trust charter. We're looking for a Chief Compliance Officer to build and own that program end-to-end: someone who can manage our day-to-day compliance and regulatory obligations with rigor, serve as our BSA Officer, support the charter effort, and be a trusted voice with regulators, examiners, and bank partners as River grows into its next chapter.
River is growing quickly and has raised more than $50 million from leading investors, including Goldcrest, Kingsway, Polychain, M13, DG, and Valor. We have also released our [company's financials](https://river.com/financials) and [proof of reserves](https://river.com/reserves) publicly, so all of our clients and employees can verify the robustness and growth of the business themselves.
### **What you will be doing**
- Lead and grow River's team of compliance analysts, setting the bar for how the team operates, hires, and develops
- Serve as River's BSA Officer, owning the BSA/AML and sanctions (OFAC) programs end-to-end, including policy, monitoring, investigations, and reporting
- Build and maintain River's compliance policies and procedures across the business, and run a company-wide training program that keeps pace with how River and the regulatory landscape are changing
- Own River's compliance risk assessment, and ensure the output drives cross-functional project prioritization to address gaps
- Develop and run an independent compliance testing and monitoring function, separate from day-to-day BSA monitoring
- Maintain River's state money transmitter licenses (MTLs), including renewals and license-specific exam readiness, while driving River's OCC national trust charter process forward with executive leadership, outside counsel, and consultants
- Own River's relationships with regulators and compliance leadership with our bank partners
- Manage all regulatory exams, audits, and third-party assessments, from prep through remediation
- Own compliance sign-off on new products and features before launch, so compliance is built in, not bolted on after the fact
- Build repeatable, scalable compliance systems and processes, not one-off fixes, so the program holds up as River grows
- Advise the executive team and Board on regulatory strategy and emerging risk, proactively rather than reactively
- Partner cross-functionally with Operations, Product, and Engineering to embed compliance into how River builds
- Act as a culture carrier for River, modeling how we think about trust, honesty, and rigor internally, not just in front of regulators
### **What we look for in you**
- Deep experience building and running compliance programs at a regulated financial institution, ideally with BSA Officer experience
- A track record of managing regulatory exams and audits, and building genuine, durable relationships with regulators and bank partners
- Direct experience with OCC processes; charter application experience is a strong plus
- A systems thinker, someone who solves the root problem and builds the process that prevents it from recurring, rather than patching the symptom
- Strong people leadership with experience building, managing, and developing a team of analysts
- Excellent communicator, equally comfortable in a room with examiners, the Board, or an engineer debugging a control
- Strategic and proactive, you see around corners on regulatory risk rather than waiting for it to arrive
- A client-first mindset, you see compliance as a way to protect and serve clients, not just satisfy a regulator, and you look for ways to say yes without compromising the program
- A genuine culture carrier, someone who raises the bar for how the people around them think and work
- Comfortable with ambiguity and the pace of a fast-growing company building something that hasn't been built before
### **Salary and benefits**
- Salary: $200,000 - $300,000 full-time
- Competitive compensation and equity
- Unlimited PTO
- Medical, dental, and vision insurance
- 401k
- Catered in-office lunches
### **Interview Process**
- Introductory interview with River’s COO (30 minutes)
- First round interview block (1 hour with two River employees)
- Prompted written assessment
- Final round interview block (1 hour block with leadership, including River’s founder/CEO)