高级分析师，处理
Senior Analyst, Processing
职位描述
1. 流程处理：监督抵押贷款申请的处理，管理/索引文档，验证信息，计算收入和信用，处理披露和重新披露，并确保所有必要步骤按时完成。
2. 合规性：了解联邦和州法规，确保所有结案和处理活动符合法律要求，包括TRID、RESPA和其他行业标准。
3. 沟通联络：作为客户、贷款人和内部团队的主要联系人，促进顺畅沟通并在结案过程中解决任何问题。
4. 质量保证：对所有结案文件进行彻底审查，确认其准确性、完整性和合规性，再最终确定交易。
5. 流程优化：识别抵押贷款结案和处理流程中可以简化和改进的机会，为提高效率和减少周转时间做出贡献。
职责：
1. 审查贷款文件，确保所有文档符合承销指南和监管标准。
2. 与贷款专员、承销员和其他相关方合作，解决结案过程中可能出现的任何问题。
3. 保持所有交易和文档的准确记录，确保正确存储并符合记录保存法规。
4. 为初级员工提供指导和支持，协助他们在抵押贷款结案和处理领域内的职业发展。
5. 关注行业趋势、法规变化和最佳实践，将这些知识融入日常工作中。
- 任何专业的毕业生（必需）
- 能够适应轮班/夜班（必需）
- 强大的口头和书面沟通能力（必需）
- 能够独立工作，注重细节（必需）
- 能够保持高准确率和生产力，能够同时处理多项任务，并在快节奏环境中应对截止日期（必需）
- 2-4年从事美国抵押贷款流程 - 贷款处理的工作经验
- 抵押贷款服务经验（优先）
- 熟练使用MS Office应用（优先）
在Altisource工作的优势
繁荣
· 根据您的经验和技能提供具有竞争力的薪资
良好健康
· 全面的保险计划；- 员工及家庭的医疗保险，个人意外伤害保障
查看英文原文
Are you up to the challenge of working directly with the Executive leadership of a US NASDAQ company on developing and organizing the financial strategy for different lines of business? If yes, keep reading!
At Altisource (NASDAQ: ASPS) we build world-class technologies and services for the mortgage and real estate industry and are well poised to help revolutionize how homes are bought, sold, and managed. In the US, we partner with 7 out of the top 10 mortgage servicers, operate one of the top three real estate auction websites, and manage a cooperative which represents a 15%+ market share of the $1.8tn US Originations market.
Our Innovation Starts with YOU!
Altisource’s Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees. We believe that diversity in gender, age, religion, ethnicity, sexual orientation, identity, physical ability, neurodiversity, socioeconomic background, and experience, fosters creativity, challenges groupthink, and makes our Company stronger. At Altisource, anyone can prosper and have a positive impact on our path toward success, irrespective of their background.
We are committed to fair and impartial hiring, training, and growth opportunities. We also provide employee training to help foster their ability to work with one another in an inclusive manner. Altisource is an Equal Opportunity Employer, and our employment decisions are based on merit, qualifications, and business needs.
Job Description
1. Processing Proficiency: Oversee the processing of mortgage applications, managing/Indexing documentation, verifying information, calculating income & credit, processing disclosure & re disclosures and ensuring timely completion of all necessary steps.
2. Regulatory Compliance: Stay updated with federal and state regulations, ensuring all closing and processing activities meet legal requirements, including TRID, RESPA, and other industry standards.
3. Communication Liaison: Act as a primary point of contact between clients, lenders, and internal teams, facilitating smooth communication and resolving any issues during the closing process.
4. Quality Assurance: Conduct thorough reviews of all closing documents, verifying accuracy, completeness, and compliance before finalizing transactions.
5. Workflow Optimization: Identify opportunities to streamline and improve the mortgage closing and processing workflow, contributing to increased efficiency and reduced turnaround times.
Responsibilities:
1. Review loan files to ensure all documentation meets underwriting guidelines and regulatory standards.
2. Collaborate with loan officers, underwriters, and other relevant parties to resolve any issues that may arise during the closing process.
3. Maintain accurate records of all transactions and documentation, ensuring proper storage and compliance with record-keeping regulations.
4. Provide guidance and support to junior staff members, assisting in their professional development within the mortgage closing and processing domain.
5. Keep abreast of industry trends, regulatory changes, and best practices, integrating this knowledge into daily operations.
- Graduate in any stream (Essential)
- Flexible to work in rotational/night shift (Essential)
- Strong verbal and written communication skills (Essential)
- Ability to work independently with high level of focus on detail(Essential)
- Ability to maintain a high rate of accuracy and productivity, as well as the ability to multitask and function under deadlines in a fast past environment (Essential)
- 2-4 years of work experience interested in US Mortgage process - Loan Processing.
- Previous experience in Mortgage Services (Desired)
- Proficiency with MS Office applications (Desired)
WORKING AT ALTISOURCE ADVANTAGES
Prosperity
· Competitive salary based on your experience and skills
Good Health
· Comprehensive insurance plans; - Medical insurance for employees and family, Personal Accident Benefit and Life Insurance for employees
· Wellness Programs – Doctor support, Psychologist, Counselor, Onsite health checkup camps, etc.
Happiness
· 10 paid holidays, plus 26 paid days off per year
· Lots of employee engagement activities
OUR CORE VALUES
For our employees, customers, and shareholders, we commit to…
· Act with Integrity – exhibit unwavering integrity, compliance, and ethical conduct at all times
· Energize People – enable exceptional people to energize their teams and drive results
· Empower Innovation – reward the relentless creation of innovative and compliant solutions to achieve our mission and generate value for our customers
· Exceed Customer Expectations – execute world-class solutions to deliver value and delight our customers
· Win as a Team – embrace the passion, energy, and power of our global teams to win as “One-Altisource”
· Enrich Communities – create positive impacts for the communities where we live and serve