客户经理
Relationship Manager
**_人成就PBZ。_**
克罗地亚萨格勒布商业银行是一家致力于成为克罗地亚金融运营领域典范和卓越中心的公司。我们成功业务的基础是员工，他们积极参与银行的现代化发展和持续变革的创造。PBZ作为一家注重内部发展的创新现代银行，提供一个你可以朝着自己想要的方向发展的环境。与我们共同建立事业的通用方式并不神秘：通过高效工作、达成目标、持续提升能力、负责任的组织行为、拥抱多样性、团队贡献以及个人主动性。所有条件都已具备，只等你来把握。
**你的职责：**
- 主动引导客户做出财务决策，同时建立长期的信任关系
- 为客户提供建议，特别是信贷产品方面的银行产品和服务
- 独立管理、发展并监督客户组合
- 分析客户的财务需求并提出最佳解决方案
- 向客户介绍储蓄、保险和投资机会
- 积极参与达成业务和销售目标
- 与银行不同部门的同事日常合作，并在团队环境中工作
**期望的资质和技能：**
- 金融、经济或相关领域的学士或硕士学位
- 至少一年信贷产品的相关工作经验
- 具备良好的沟通和销售技巧
- 高水平的专业知识、责任心和对服务质量的关注
- 细致、分析能力强且注重细节
- 专业地对待客户，理解其财务需求
在克罗地亚萨格勒布商业银行，我们认可你的才能，为你提供顶级的职业发展条件，希望与你一起创造新的价值。如果你有抱负、有动力，并希望在职业生涯中迈出具有挑战性的一步——请与我们联系。
**_人成就PBZ。_**
查看英文原文
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### **Overview**
You will join the Corporate Network of the Banca dei Territori Division, where you will support local businesses in growing their operations. You will provide high-value-added consulting through innovative solutions and a continuous training path designed to develop distinctive skills and build solid relationships with corporate clients.
### **What your activities will be**
- Portfolio management and development of corporate and personal assets
- Periodic client development meetings
- Creditworthiness analysis and financial statement reading
- Cross-selling of products and services
- Insurance and protection planning
- Management of the collection and payment cycle
### **Who we are looking for**
If you have the following characteristics, we are waiting for you:
- At least 5 years of experience in the credit sector with a good knowledge of the entrepreneurial and commercial fabric of the reference territory
- Bachelor's or Master's degree in Business Economics or Financial Economics
- Knowledge of financial statement analysis and general and analytical accounting
- Good knowledge of the English language
- Experience in the agribusiness or third sector (non-profit) is appreciated
### **What we offer you**
- Gross annual salary starting from 45.000€
- The Group provides a variable component of remuneration as regulated by the Remuneration Policies available on the Group's website
- Complementary elements regulated by the National Collective Labor Agreement for the Credit Sector and second-level company agreements
- Professional development initiatives to support the growth of our people
- Wide range of training offered through the Corporate Academy dedicated to the continuous development of professional, managerial, and transversal skills at all levels
- Possibility to join flexible work arrangements
- Modern and integrated corporate welfare system ( [link](https://group.intesasanpaolo.com/it/careers/perche-intesa-sanpaolo/welfare-e-benefit))
- Health coverage and supplementary pension starting from the date of hiring
- Advantages on the Group's banking products and services
### **Who we are**
We are leaders in Italy and one of the main banking groups in Europe. Join us and be part of our success story! With over 20 million customers in Italy and abroad, we are a true engine of sustainable growth with a strong commitment to the environment and a tangible impact on society.
People are at the center; we take care of them by committing to creating an inclusive culture within the Group where everyone feels like a protagonist and valued.
The Banca dei Territori Division is focused on the market and the centrality of the territory for strengthening relationships with individuals, small and medium-sized enterprises, and non-profit organizations. Dedicated to retail, exclusive, and corporate client segments, it offers a wide range of products and services, distributed both through the physical network and through digital channels.
_Join our international reality. The future is not waited for, it is chosen!_
**_#sharingfuture_**
**_We guarantee an inclusive and equal opportunity environment. We will consider all applications regardless of race, religion, sexual orientation, gender identity, marital status, age, disability, or any other protected category in compliance with Legislative Decrees 198/2006, 215/03, and 216/03._**
_**For the evaluation of applications, the data will be used by Intesa Sanpaolo S.p.A. as Data Controller. We invite you to read the dedicated [Privacy Policy](https://performancemanager.successfactors.eu/doc/custom/intesasanp/Information_privacy_V3.pdf).**_