Technical Product Manager III
##** 我们是谁** 银行乔是一个由 Y 组合和 Bessemer Venture Partner 支持的金融科技创业公司。我们正在改变社区银行和信用联盟开展业务的方式，使其成为技术驱动和数字化首位.Bankjoy 提供现代化的数字银行产品，包括移动银行，在线银行，在网上开户，贷款创建和对话人工智能。我们的使命是通过领导金融机构中大小的数字转型来彻底革命性的银行技术基础设施。**角色** 供应商集成团队拥有我们产品套件中的每个金融技术连接。作为团队唯一的总理，你拥有所有 PRD,每个供应商决定和每一个路线图调用。如果你想要真正的所有权和从你的决策到生产的直接线，这是这个角色。### ** 你会做什么** - **从第一次调用到生产的供应商.** 在开启前，你会深入挖掘供应商 API 包 （Swagger 规格，邮件员收藏，SSO 和 iFrame 指南，认证检查清单）并找到文件所暗示但不说的内容。你将与每个供应商一起运行公开问题列表，保持范围和时间表，并通过 UAT 和现实进行试点客户关系。- ** 写规格工程师喜欢构建。**你将写明确，可读 PRD 和一个附带文档涵盖供应商要求，空白，技术，债务决策和开放的问题。在工程开始之前，你会进行准备检查，并将史诗分解成小的可测试故事。- ** 你可以自信地接受自己的技术勤奋.**你将阅读我们的 .NET 后端和角线前端，了解现有集成如何工作，任何东西都在规模化之前。你将早些时候发现惊喜，决定什么可以重复使用，偶尔自己发送一个小变更到分支店上，当这比写票快。- ** 协调跨团队.**你将与认证团队合作，使用共享 SSO 代码，银行核心团队对供应商依赖的数据进行合作，以及基于你管理的供应商的核心产品团队 （账户开放，贷款，PFM）. - ** 文件是什么。**你将写出产品功能规格，供应商实施指南和点击。
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### **🌐 Who We Are**
Bankjoy is a Y Combinator and Bessemer Venture Partner backed FinTech startup. We are changing the way community banks and credit unions do business, enabling them to become tech-driven and digital first. Bankjoy provides modern digital banking products including mobile banking, online banking, online account opening, loan origination, and conversational AI. Our mission is to revolutionize banking tech infrastructure by leading digital transformation at financial institutions — big and small.
**💼 The Role**
The Vendor Integration team owns every fintech connection in our product suite. That includes payment and card vendors, identity and fraud vendors, data aggregators, and the SSO that brings third-party products seamlessly into our apps.
The team is small and generalist by design: five engineers and one QA working across the entire vendor surface. As the team's only PM, you own every PRD, every vendor decision, and every roadmap call in this space. If you want real ownership and a direct line from your decisions to production, this is the role.
### **🧠 What You'll Do**
- **Take vendors from first call to production.** You'll dig into vendor API packages (Swagger specs, Postman collections, SSO and iFrame guides, certification checklists) before kickoff and find what the docs imply but don't say. You'll run the open-question list with each vendor, hold the line on scope and schedule, and own the pilot client relationship through UAT and go-live.
- **Write specs engineers love to build from.** You'll write clear, readable PRDs and a companion context doc covering vendor requirements, gaps, tech debt, decisions, and open questions. You'll run a readiness check before engineering starts and break epics into small, testable stories that QA can accept with confidence.
- **Do your own technical diligence.** You'll read our .NET backend and Angular frontend to understand how existing integrations work before anything is sized. You'll spot the surprises early, decide what can be reused, and occasionally ship a small change yourself on a branch when that's faster than writing a ticket.
- **Coordinate across teams.** You'll partner with the authentication team on shared SSO code, with the banking core team on the data your vendors depend on, and with core product teams (account opening, lending, PFM) who rely on the vendors you manage.
- **Document what ships.** You'll write product feature specs, vendor implementation guides, and client test guides so our Implementation team can roll out features without you. You'll also draft quarterly release notes for our clients and retire outdated documentation deliberately.
- **Design without waiting.** You'll create first-draft screens in Figma using our design system and hand them to design for review. When a flow needs to be clicked to be understood, you'll build an HTML prototype.
- **Build your own tooling.** We treat repeated PM work as a target for automation. You'll build and maintain AI agent skills that other PMs can use, keep a structured team knowledge base, and choose the simplest tool that gets the job done.
- **Lead the squad.** You'll set priorities with the Tech Lead, sequence the roadmap against client contracts and vendor certification timelines, run sprint planning and backlog grooming, and own the Jira board. When someone asks "is this a bug or a setting?", you'll know the answer quickly.
### **📉 What You'll Own**
- **Payments.** Consumer and business bill pay, account-to-account transfers, and peer-to-peer payments, including the user-facing flows, the vendor SSO behind them, and the configuration that enables them for each client.
- **Cards.** Card management and card SSO across the processors and card programs our clients use.
- **Data and identity.** External account linking and aggregation, identity verification, credit score, and payroll and subscription connectivity.
- **Documents and imaging.** eStatement SSO and check-image retrieval across multiple providers.
- **What comes next.** New client contracts bring new vendors every quarter. You'll shape how each one joins the platform.
### **🎯 What You Bring**
**Product management**
- 4+ years as a product manager on a B2B platform, with at least 2 years in integrations, payments, or fintech infrastructure.
- You've shipped at least one third-party integration end to end: vendor evaluation, requirements, certification, pilot, and production.
- You write clearly and concisely. Short sentences, active voice, no filler. (We'll ask for a writing sample.)
- You've managed a vendor relationship where the vendor's process set the schedule.
**Technical**
- You can read C# and TypeScript well enough to trace a code path, spot a missing piece, and estimate a change.
- You're comfortable with git (branches, rebases, diffs, cherry-picks) and can open a PR.
- You understand SSO and API auth patterns in practice: OAuth client credentials, token exchange (RFC 8693), SAML, JWKS, signed URLs, and iframe postMessage.
- You can derive requirements from an OpenAPI spec or Postman collection.
- You know what puts a flow in PCI scope and what doesn't.
**Domain**
- You understand how fintech products plug into a bank: which data comes from the core, which the vendor holds, and where the two disagree. Direct core experience is a plus but not required.
- You understand the credit union and community bank buyer. The institution is the client, the account holder is the user, and both need to be happy.
**Ways of working**
- You record decisions as they happen, with the reasons behind them.
- You ship first drafts fast and iterate in the open.
- You use AI tools daily and can show us a workflow you built, not just a prompt you typed.
**Salary Range**
$135,000 – $145,000 CAD
### **🎁 What You Get**
- A fast-paced and collaborative environment
- Competitive compensation
- Stock options at a well-funded startup
- We cover 100% of medical, dental, and vision premiums for individuals on our base plan, with significant contributions toward all other plan options (USA).
- We cover 100% of extended medical, dental, and vision premiums for you and your family under our single, comprehensive plan (Canada).
- Retirement plan with 4% company matching
- 8 weeks paid parental leave for birthing parents, 4 weeks for non-birthing
- 3-5 weeks PTO depending on tenure
- 5 health days
- 15 holidays
- End of year shutdown
- Performance-based bonuses
- Remote first culture
### **⚖️ Equal Employment Opportunities at Bankjoy**
Bankjoy is committed to hiring talented and qualified individuals with diverse backgrounds for all of its tech, non-tech, and leadership roles. Bankjoy provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age or disability.
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